CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,468	$ 4,439
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	163	194
Provision for loan losses	1,093	709
Net losses on disposal of fixed assets	9	7
Depreciation and amortization of fixed assets	816	889
Amortization of right-of-use asset	159
Amortization of premiums on securities, net	236	305
Gains on sales of loans held for sale, net	(48)	(46)
Proceeds from sales of loans held for sale	2,416	3,611
Loans originated and held for sale	(2,524)	(3,213)
Changes in fair value on equity investments	(89)	2
Net (gains) losses on sales of other real estate owned	83	(44)
Purchase of equity investments	(34)	(28)
Expense related to restricted stock units for directors' deferred compensation plan	11	25
Expense related to employee stock compensation	100	89
Expense related to employee restricted stock awards	101	163
Income from bank-owned life insurance	(15)	(16)
Increase in other assets and accrued interest receivable	(1,147)	(2,486)
Payments made on operating leases	(151)
(Increase) decrease in accrued interest payable	47	(29)
Increase (decrease) in other liabilities	1,550	2,409
Net cash provided by operating activities	7,244	6,980
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of securities available for sale	0	285
Proceeds from maturities, calls, and principal paydowns on securities available for sale	8,198	9,078
Proceeds from maturities and principal collected on securities held to maturity	1,074	261
Purchases of securities available for sale	(29,467)	0
Purchases of securities held to maturity	(60)	(120)
Purchase of FHLBNY and FRBNY stock	(5)	(6,437)
Redemption of FHLBNY and FRBNY stock	0	9,124
Purchases of premises and equipment	(124)	(375)
Proceeds from sales of other real estate owned	313	157
Net (increase) decrease in loans	12,550	(8,572)
Net cash (used in) provided by investing activities	(7,521)	3,401
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	(9,502)	52,670
Net increase (decrease) in time deposits	6,767	(1,916)
Net decrease in FHLBNY overnight advances	0	(57,700)
Payments made on finance leases	(54)
Repayments of FHLBNY long term advances	0	(2,000)
Payments made on finance leases		(53)
Sale of treasury stock	158	126
Cash dividends paid	(1,254)	(1,233)
Net cash used in financing activities	(3,885)	(10,106)
Net increase (decrease) in cash and cash equivalents	(4,162)	275
Cash and cash equivalents, beginning of period	129,972	30,729
Cash and cash equivalents, end of period	125,810	31,004
Cash paid (received) for:
Interest	1,451	798
Income taxes	0	(175)
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	27	5
Dividends declared, not yet paid	1,257	1,238
Distribution of treasury stock for directors' compensation	$ 357	$ 301