COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2018

Commitments and Contingencies Disclosure [Abstract]

Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk

The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (in thousands):

	2018				2017
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	9,137	$	18,033	$	16,019	$	28,591
Unused lines of credit	$	848	$	212,601	$	1,604	$	200,353
Standby letters of credit	$	—	$	16,161	$	—	$	15,022