DEPOSITS

A summary of deposits at December 31, 2018 and 2017 is as follows (in thousands):



	2018		2017
Non-interest-bearing demand deposits	$	484,433	$	467,610
Interest-bearing demand deposits	179,603		149,026
Insured money market accounts	537,948		513,782
Savings deposits	217,027		218,666
Time deposits	150,226		118,362
Total	$	1,569,237	$	1,467,446

Scheduled maturities of time deposits at December 31, 2018, are summarized as follows (in thousands):



Year	Maturities
2019	$	71,350
2020	36,062
2021	5,536
2022	31,362
2023	2,855
2024	3,061
Total	$	150,226

Time deposits that meet or exceed the FDIC Insurance limit of $250 thousand at December 31, 2018 and 2017 were $22.4 million and $8.9 million, respectively.