DEPOSITS

A summary of deposits at December 31, 2017 and 2016 is as follows (in thousands):



	2017		2016
Non-interest-bearing demand deposits	$	467,610	$	417,812
Interest-bearing demand deposits	149,026		136,826
Insured money market accounts	513,782		548,963
Savings deposits	218,666		208,636
Time deposits	118,362		144,106
Total	$	1,467,446	$	1,456,343

Scheduled maturities of time deposits at December 31, 2017, are summarized as follows (in thousands):



Year	Maturities
2018	$	80,180
2019	20,475
2020	7,952
2021	2,658
2022	4,049
2023	3,048
Total	$	118,362

Time deposits that meet or exceed the FDIC Insurance limit of $250 thousand at December 31, 2017 and 2016 were $8.9 million and $14.1 million, respectively.