CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from financial institutions	$ 26,275	$ 28,205
Interest-bearing deposits in other financial institutions	99,410	45,957
Total cash and cash equivalents	125,685	74,162
Trading assets, at fair value	826	774
Securities available for sale, at estimated fair value	302,581	303,402
Securities held to maturity, estimated fair value of $3,912 at March 31, 2017 and $4,912 at December 31, 2016	3,721	4,705
FHLBNY and FRBNY Stock, at cost	3,597	4,041
Loans, net of deferred loan fees	1,234,251	1,200,290
Allowance for loan losses	(14,960)	(14,253)
Loans, net	1,219,291	1,186,037
Loans held for sale	20	412
Premises and equipment, net	28,206	28,923
Goodwill	21,824	21,824
Other intangible assets, net	2,719	2,945
Bank-owned life insurance	2,929	2,912
Accrued interest receivable and other assets	24,701	27,042
Total assets	1,736,100	1,657,179
Deposits:
Non-interest-bearing	432,062	417,812
Interest-bearing	1,112,189	1,038,531
Total deposits	1,544,251	1,456,343
Securities sold under agreements to repurchase	15,215	27,606
FHLBNY term advances	9,065	9,093
Long term capital lease obligation	4,671	4,722
Dividends payable	1,230	1,225
Accrued interest payable and other liabilities	13,411	14,442
Total liabilities	1,587,843	1,513,431
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at March 31, 2017 and December 31, 2016	53	53
Additional paid-in capital	45,901	45,603
Retained earnings	125,860	124,111
Treasury stock, at cost; 579,140 shares at March 31, 2017 and 597,843 shares at December 31, 2016	(14,801)	(15,265)
Accumulated other comprehensive loss	(8,756)	(10,754)
Total shareholders' equity	148,257	143,748
Total liabilities and shareholders' equity	$ 1,736,100	$ 1,657,179