CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from financial institutions	$ 27,233	$ 24,886
Interest-bearing deposits in other financial institutions	80,121	1,299
Total cash and cash equivalents	107,354	26,185
Trading assets, at fair value	767	701
Securities available for sale, at estimated fair value	300,277	344,820
Securities held to maturity, estimated fair value of $3,793 at June 30, 2016 and $4,822 at December 31, 2015	3,518	4,566
FHLBNY and FRBNY Stock, at cost	4,491	4,797
Loans, net of deferred loan fees	1,201,156	1,168,633
Allowance for loan losses	(14,668)	(14,260)
Loans, net	1,186,488	1,154,373
Loans held for sale	809	1,076
Premises and equipment, net	29,706	29,397
Goodwill	21,824	21,824
Other intangible assets, net	3,428	3,931
Bank-owned life insurance	2,875	2,839
Accrued interest receivable and other assets	22,395	25,455
Total assets	1,683,932	1,619,964
Deposits:
Non-interest-bearing	408,846	402,236
Interest-bearing	1,059,074	998,059
Total deposits	1,467,920	1,400,295
FHLBNY overnight advances	0	13,900
Securities sold under agreements to repurchase	28,778	28,453
FHLBNY term advances	19,148	19,203
Long term capital lease obligation	4,822	2,873
Dividends payable	1,222	1,214
Accrued interest payable and other liabilities	18,633	16,784
Total liabilities	1,540,523	1,482,722
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at June 30, 2016 and December 31, 2015	53	53
Additional paid-in capital	45,639	45,537
Retained earnings	120,860	118,973
Treasury stock, at cost; 611,519 shares at June 30, 2016 and 641,721 shares at December 31, 2015	(15,608)	(16,379)
Accumulated other comprehensive loss	(7,535)	(10,942)
Total shareholders' equity	143,409	137,242
Total liabilities and shareholders' equity	$ 1,683,932	$ 1,619,964