REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Capital Requirements [Abstract]

Actual Capital Amounts and Ratios of Corporation and Bank

The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):

	Actual				Required To Be Adequately Capitalized				Required To Be Well Capitalized
As of December 31, 2015	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to Risk Weighted Assets):
Consolidated	$	139,049	12.26	%	$	90,704	8.00	%	N/A		N/A
Bank	$	135,058	11.93	%	$	90,548	8.00	%	$	113,185	10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	124,787	11.01	%	$	68,028	6.00	%	N/A		N/A
Bank	$	120,881	10.68	%	$	67,911	6.00	%	$	90,548	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	124,787	11.01	%	$	51,021	4.50	%	N/A		N/A
Bank	$	120,881	10.68	%	$	50,933	4.50	%	$	73,571	6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	124,787	7.83	%	$	63,772	4.00	%	N/A		N/A
Bank	$	120,881	7.59	%	$	63,701	4.00	%	$	79,626	5.00	%

As of December 31, 2014
Total Capital (to Risk Weighted Assets):
Consolidated	$	129,211	11.84	%	$	87,271	8.00	%	N/A		N/A
Bank	$	123,685	11.35	%	$	87,178	8.00	%	$	108,972	10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	115,483	10.59	%	$	43,636	4.00	%	N/A		N/A
Bank	$	110,014	10.10	%	$	43,589	4.00	%	$	65,383	6.00	%
Tier 1 Capital (to Average Assets):
Consolidated	$	115,483	7.78	%	$	44,556	3.00	%	N/A		N/A
Bank	$	110,014	7.41	%	$	44,512	3.00	%	$	74,187	5.00	%