CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from financial institutions	$ 29,643	$ 28,130
Interest-bearing deposits in other financial institutions	55,230	1,033
Total cash and cash equivalents	84,873	29,163
Trading assets, at fair value	601	549
Securities available for sale, at estimated fair value	266,307	280,507
Securities held to maturity, estimated fair value of $6,076 at March 31, 2015 and $6,197 at December 31,2014	5,693	5,831
FHLBNY and FRBNY Stock, at cost	4,148	5,535
Loans, net of deferred loan fees	1,143,572	1,121,574
Allowance for loan losses	(13,892)	(13,686)
Loans, net	1,129,680	1,107,888
Loans held for sale	628	665
Premises and equipment, net	31,548	32,287
Goodwill	21,824	21,824
Other intangible assets, net	4,763	5,067
Bank owned life insurance	2,782	2,764
Accrued interest receivable and other assets	31,925	32,459
Total assets	1,584,772	1,524,539
Deposits:
Non-interest-bearing	376,773	366,298
Interest-bearing	991,357	913,716
Total deposits	1,368,130	1,280,014
FHLBNY overnight advances	0	30,830
Securities sold under agreements to repurchase	31,084	29,652
FHLBNY term advances	19,283	19,310
Long term capital lease obligation	2,976	2,976
Dividends payable	1,209	1,204
Accrued interest payable and other liabilities	25,797	26,925
Total liabilities	1,448,479	1,390,911
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at March 31, 2015 and December 31, 2014	53	53
Additional-paid-in capital	45,477	45,355
Retained earnings	115,450	114,383
Treasury stock, at cost (662,244 shares at March 31, 2015; 680,948 shares at December 31, 2014)	(16,900)	(17,378)
Accumulated other comprehensive loss	(7,787)	(8,785)
Total shareholders' equity	136,293	133,628
Total liabilities and shareholders' equity	$ 1,584,772	$ 1,524,539