CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from financial institutions	$ 35,981	$ 31,600
Interest-bearing deposits in other financial institutions	30,301	20,009
Total cash and cash equivalents	66,282	51,609
Trading assets, at fair value	450	366
Securities available for sale, at estimated fair value	286,398	346,016
Securities held to maturity, estimated fair value of $5,632 at June 30, 2014 and $6,930 at December 31,2013	5,274	6,495
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,730	4,482
Loans, net of deferred origination fees and costs, and unearned income	1,084,353	995,866
Allowance for loan losses	(13,632)	(12,776)
Loans, net	1,070,721	983,090
Loans held for sale	914	695
Premises and equipment, net	29,938	30,039
Goodwill	21,824	21,824
Other intangible assets, net	5,708	6,377
Bank owned life insurance	2,725	2,796
Accrued interest receivable and other assets	20,917	22,354
Total assets	1,515,881	1,476,143
Deposits:
Non-interest-bearing	365,056	351,222
Interest-bearing	943,372	915,034
Total deposits	1,308,428	1,266,256
Securities sold under agreements to repurchase	30,746	32,701
Federal Home Loan Bank term advances	24,136	25,243
Long term capital lease obligation	384	0
Dividends payable	1,201	1,195
Accrued interest payable and other liabilities	9,205	12,170
Total liabilities	1,374,100	1,337,565
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at June 30, 2014 and December 31, 2013	53	53
Additional-paid-in capital	45,494	45,399
Retained earnings	112,624	111,031
Treasury stock, at cost (691,237 shares at June 30, 2014; 707,674 shares at December 31, 2013)	(17,640)	(18,060)
Accumulated other comprehensive income	1,250	155
Total shareholders' equity	141,781	138,578
Total liabilities and shareholders' equity	$ 1,515,881	$ 1,476,143