FAIR VALUES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013 Level		Dec. 31, 2012		Dec. 31, 2011
FAIR VALUES [Abstract]
Number of levels	3
Financial Assets [Abstract]
Total available for sale securities	$ 346,015,906		$ 239,685,763
Trust Preferred Securities [Rollforward]
Beginning balance	445,600		294,910
Included in earnings [Abstract]
Loss on securities	0		0
Impairment charge on investment securities	(29,025)		0
Included in other comprehensive income	183,425		150,690
Transfers in and/or out of Level 3	(600,000)		0
Ending balance	0		445,600		294,910
Financial Assets [Abstract]
Impaired loan valuation allowance	1,046,022		192,638
Provision for loan losses	2,754,726		827,567		958,333
Financial Assets [Abstract]
Cash and due from financial institutions	31,600,112		29,239,309
Interest-bearing deposits in other financial institutions	20,009,352		11,001,912
Securities available for sale	346,015,906		239,685,763
Securities held to maturity	6,494,924		5,748,453
Loans, net	983,090,196		883,084,291
Loans held for sale	694,840		1,057,309
Accrued interest receivable	2,597,301		2,383,998
Deposits [Abstract]
Time Deposits	244,491,486		236,690,054
Securities sold under agreements to repurchase	32,701,223		32,710,650		37,106,842
Federal Home Loan Bank term advances	25,242,628		27,225,363
Dividends payable	1,194,522		0		0
Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	31,600,112	[1]	29,239,309	[1]
Interest-bearing deposits in other financial institutions	20,009,352	[1]	11,001,912	[1]
Trading assets	366,255	[1]	348,241	[1]
Securities available for sale	346,015,906	[1]	239,685,763	[1]
Securities held to maturity	6,929,549	[1]	6,421,486	[1]
Loans, net	1,008,826,162	[1]	916,289,444	[1]
Loans held for sale	694,840	[1]	1,057,309	[1]
Accrued interest receivable	4,166,423	[1]	3,787,923	[1]
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,018,878,175	[1]	808,043,960	[1]
Time Deposits	245,481,933	[1]	238,245,225	[1]
Securities sold under agreements to repurchase	33,636,052	[1]	35,259,782	[1]
Federal Home Loan Bank term advances	26,063,973	[1]	29,688,198	[1]
Accrued interest payable	335,818	[1]	452,629	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	31,600,112		29,239,309
Interest-bearing deposits in other financial institutions	20,009,352		8,444,188
Trading assets	366,255		348,241
Securities available for sale	38,540,575		43,418,533
Securities held to maturity	0		0
Federal Home Loan and Federal Reserve Bank Stock	0		0
Loans, net	0		0
Loans held for sale	0		0
Accrued interest receivable	145,166		174,827
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,018,878,175		808,043,960
Time Deposits	0		0
Securities sold under agreements to repurchase	0		0
Federal Home Loan Bank term advances	0		0
Accrued interest payable	14,445		11,793
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		2,557,724
Trading assets	0		0
Securities available for sale	307,475,331		195,821,630
Securities held to maturity	6,929,549		6,421,486
Federal Home Loan and Federal Reserve Bank Stock	0		0
Loans, net	0		0
Loans held for sale	694,840		1,057,309
Accrued interest receivable	1,468,186		1,257,260
Deposits [Abstract]
Demand, savings, and insured money market accounts	0		0
Time Deposits	245,481,933		238,245,225
Securities sold under agreements to repurchase	33,636,052		35,259,782
Federal Home Loan Bank term advances	26,063,973		29,688,198
Accrued interest payable	170,328		278,988
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Securities available for sale	0		445,600
Securities held to maturity	0		0
Federal Home Loan and Federal Reserve Bank Stock	0		0
Loans, net	1,008,826,162		916,289,444
Loans held for sale	0		0
Accrued interest receivable	2,553,071		2,355,836
Deposits [Abstract]
Demand, savings, and insured money market accounts	0		0
Time Deposits	0		0
Securities sold under agreements to repurchase	0		0
Federal Home Loan Bank term advances	0		0
Accrued interest payable	151,045		161,848
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	31,600,112		29,239,309
Interest-bearing deposits in other financial institutions	20,009,352		11,001,912
Trading assets	366,255		348,241
Securities available for sale	346,015,906		239,685,763
Securities held to maturity	6,494,924		5,748,453
Federal Home Loan and Federal Reserve Bank Stock	4,481,750		4,710,300
Loans, net	983,090,196		883,084,291
Loans held for sale	694,840		1,057,309
Accrued interest receivable	4,166,423		3,787,923
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,018,878,175		808,043,960
Time Deposits	244,491,486		236,690,054
Securities sold under agreements to repurchase	32,701,223		32,710,650
Federal Home Loan Bank term advances	25,242,628		27,225,363
Accrued interest payable	335,818		452,629
Impaired Loans [Member]
Financial Assets [Abstract]
Impaired loan valuation allowance	1,056,832		192,638
Provision for loan losses	864,194		0
Carrying amount of impaired loans	2,045,450		808,260
Other real estate owned [Member]
Consumer loans:
Total other real estate owned, net	730,398		756,948
Financial Assets [Abstract]
OREO - Other real estate owned gross	730,398		756,948
Other real estate owned valuation allowance	192,367		192,367
OREO - Other real estate owned carrying value, net	538,031		564,581
Write down of OREO	2,100		116,840
Recurring [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	188,106,208		141,591,214
Mortgage-backed securities, residential	104,356,521		31,515,249
Obligations of states and political subdivisions	38,376,222		40,814,722
Collateralized mortgage obligations	1,014,876		3,543,360
Corporate bonds and notes	2,945,807		11,651,635
SBA loan pools	1,487,579		1,724,140
Trust Preferred securities	2,033,594		2,470,913
Corporate stocks	7,695,099		6,374,530
Total available for sale securities	346,015,906		239,685,763
Trading assets	366,255		348,241
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	31,261,500		37,698,000
Mortgage-backed securities, residential	0		0
Obligations of states and political subdivisions	0		0
Collateralized mortgage obligations	0		0
Corporate bonds and notes	0		0
SBA loan pools	0		0
Trust Preferred securities	0		0
Corporate stocks	7,279,075		5,720,533
Total available for sale securities	38,540,575		43,418,533
Trading assets	366,255		348,241
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	156,844,708		103,893,214
Mortgage-backed securities, residential	104,356,521		31,515,249
Obligations of states and political subdivisions	38,376,222		40,814,722
Collateralized mortgage obligations	1,014,876		3,543,360
Corporate bonds and notes	2,945,807		11,651,635
SBA loan pools	1,487,579		1,724,140
Trust Preferred securities	2,033,594		2,025,313
Corporate stocks	416,024		653,997
Total available for sale securities	307,475,331		195,821,630
Trading assets	0		0
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	0		0
Mortgage-backed securities, residential	0		0
Obligations of states and political subdivisions	0		0
Collateralized mortgage obligations	0		0
Corporate bonds and notes	0		0
SBA loan pools	0		0
Trust Preferred securities	0		445,600
Corporate stocks	0		0
Total available for sale securities	0		445,600
Trading assets	0		0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	0		0
Commercial mortgage loans other, fair value disclosure	0		0
Total impaired loan, fair value	0		0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other real estate owned [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	0		0
Commercial mortgage loans other, fair value disclosure	0		0
Commercial Mortgage Loans, Residential mortgages, Fair Value	0		0
Consumer loans:
Home equity lines and loans	0		0
Total other real estate owned, net	0		0
Financial Assets [Abstract]
OREO - Other real estate owned gross	0		0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	0		0
Commercial mortgage loans other, fair value disclosure	0		0
Total impaired loan, fair value	0		0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other real estate owned [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	0		0
Commercial mortgage loans other, fair value disclosure	0		0
Commercial Mortgage Loans, Residential mortgages, Fair Value	0		0
Consumer loans:
Home equity lines and loans	0		0
Total other real estate owned, net	0		0
Financial Assets [Abstract]
OREO - Other real estate owned gross	0		0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	460,386		311,801
Commercial mortgage loans other, fair value disclosure	485,186		303,821
Home equity lines and loans, fair value disclosure	53,856
Total impaired loan, fair value	999,428		615,622
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	999,428		615,622
Unobservable input 1	Management discount based on underlying collateral characteristics and market conditions		1 Management discount based on underlying collateral characteristics and market conditions
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Valuation techniques	Third party real estate and a 100% discount of personal property		Third party real estate and a 100% discount of personal property
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	101,200		101,200
Commercial mortgage loans other, fair value disclosure	265,702		257,702
Commercial Mortgage Loans, Residential mortgages, Fair Value	106,270		201,679
Consumer loans:
Home equity lines and loans	64,859		4,000
Total other real estate owned, net	538,031		564,581
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	538,031		564,581
Unobservable input 1	Estimated holding  period		1 Estimated holding period
Unobservable input 2	Estimated closing costs		2 Estimated closing costs
Financial Assets [Abstract]
OREO - Other real estate owned gross	538,031		564,581
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member] | Market Approach Valuation Technique [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Valuation techniques	Third party appraisals		Third party appraisals
Non-recurring [Member] | Fair Value [Member] | Impaired Loans [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	460,386		311,801
Commercial mortgage loans other, fair value disclosure	485,186		303,821
Home equity lines and loans, fair value disclosure	53,856
Total impaired loan, fair value	999,428		615,622
Non-recurring [Member] | Fair Value [Member] | Other real estate owned [Member]
Impaired Loans [Abstract]
Commercial and industrial loans, fair value disclosure	101,200		101,200
Commercial mortgage loans other, fair value disclosure	265,702		257,702
Commercial Mortgage Loans, Residential mortgages, Fair Value	106,270		201,679
Consumer loans:
Home equity lines and loans	64,859		4,000
Total other real estate owned, net	538,031		564,581
Financial Assets [Abstract]
OREO - Other real estate owned gross	$ 538,031		$ 564,581

[1] Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.