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INCOME TAXES (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Current Income Tax Expense (Benefit), Continuing Operations [Abstract]      
State $ 394,645 $ 529,603 $ 24,739
Federal 3,548,242 4,207,980 1,592,276
Current Income Tax Expense (Benefit), Total 3,942,887 4,737,583 1,617,015
Deferred expense/(benefit) (120,590) 646,899 3,416,135
Income tax expense 3,822,297 5,384,482 5,033,150
Income Tax Expense (Benefit), Continuing Operations, Income Tax Reconciliation [Abstract]      
Tax computed at statutory rate 4,268,140 5,578,285 5,294,107
Tax-exempt interest (483,029) (506,280) (543,638)
Dividend exclusion (46,330) (39,237) (35,439)
State taxes, net of Federal impact 188,182 438,582 386,214
Nondeductible interest expense 10,860 16,119 23,242
Other items, net (115,526) (102,987) (91,336)
Income tax expense 3,822,297 5,384,482 5,033,150
Deferred tax assets:      
Allowance for loan losses 4,889,110 3,989,953  
Accrual for employee benefit plans 753,917 780,282  
Depreciation 431,029 698,373  
Deferred compensation and directors' fees 947,406 924,582  
Purchase accounting adjustment - deposits 136,975 141,784  
Purchase accounting adjustment - loans 339,440 612,696  
Purchase accounting adjustment - fixed assets 223,744 223,602  
Accounting for defined benefit pension and other benefit plans 3,690,995 6,776,728  
Trust preferred impairment write-down 741,926 1,340,893  
Other 510,429 723,419  
Total gross deferred tax assets 12,664,971 16,212,312  
Deferred tax liabilities:      
Deferred loan fees and costs 929,357 908,343  
Prepaid pension 5,435,293 6,102,441  
Net unrealized gains on securities available for sale 3,929,141 5,165,238  
Other 1,288,557 1,100,783  
Total gross deferred tax liabilities 11,582,348 13,276,805  
Net deferred tax asset 1,082,623 2,935,507  
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]      
Unrecognized Tax Benefits, Beginning Balance   0 123,530
Additions for tax positions of current year     0
Reductions related to settlement with taxing authorities     (123,530)
Unrecognized Tax Benefits, Ending Balance     0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued [Abstract]      
Accrued interest or penalties related to uncertain tax position $ 0 $ 0