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LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Loan
Dec. 31, 2012
Loan
Trouble debt restructurings [Abstract]    
Recorded investment in troubled debt restructurings $ 7,891,734 $ 5,728,610
Troubled debt restructuring reserve 252,790 0
Troubled debt restructuring loan amount modified 6,830,550 5,363,712
Loans committed to customers with loans classified as TDR 165,000 130,000
Troubled debt restructurings increased allowance for loan losses 107,727 0
Troubled debt restructuring, charge offs 0 0
Period after troubled debt restructuring modification where no default payments made 12 months  
Number of days past due after which loan considered as payment default 90 days  
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 10 8
Pre-Modification outstanding recorded investment 1,935,872 5,430,415
Post-Modification outstanding recorded investment 1,935,872 5,430,415
Commercial mortgage other [Member]
   
Trouble debt restructurings [Abstract]    
Troubled debt restructuring loan amount modified 1,061,184 364,898
Commercial mortgages [Member] | Construction [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 1 1
Pre-Modification outstanding recorded investment 325,957 251,448
Post-Modification outstanding recorded investment 325,957 251,448
Commercial mortgages [Member] | Commercial mortgage other [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 1 3
Pre-Modification outstanding recorded investment 133,000 3,871,779
Post-Modification outstanding recorded investment 133,000 3,871,779
Commercial and Agricultural [Member] | Commercial and industrial [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 5 4
Pre-Modification outstanding recorded investment 1,342,690 1,307,188
Post-Modification outstanding recorded investment 1,342,690 1,307,188
Consumer loans [Member] | Home equity lines and loans [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 3  
Pre-Modification outstanding recorded investment 134,225  
Post-Modification outstanding recorded investment $ 134,255