LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, Total	$ 13,875,058		$ 13,848,607
Recorded Investment [Abstract]
Recorded Investment, Total	13,896,548		12,659,578
Allowance for Loan Losses Allocated	1,046,022		192,638
Average Recorded Investment [Abstract]
Average Recorded Investment, Total	12,767,911		5,450,869		9,645,909
Interest Income, Accrual Method [Abstract]
Interest Income, Accrual Method, Total	421,262	[1]	11,840	[1]	33,755	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]
Unpaid Principal Balance [Abstract]
With No Related Allowance, Unpaid Principal Balance	2,329,223		5,168,353
Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	2,318,729		5,166,853
Allowance for Loan Losses Allocated	0		0
Average Recorded Investment [Abstract]
With No Related Allowance, Average Recorded Investment	3,364,173		73,316		20,578
Interest Income, Accrual Method [Abstract]
With No Related Allowance, Interest Income, Accrual Method	95,235	[1]	870	[1]	0	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]
Unpaid Principal Balance [Abstract]
With No Related Allowance, Unpaid Principal Balance	7,406,355		5,678,565
Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	7,439,359		5,090,399
Allowance for Loan Losses Allocated	0		0
Average Recorded Investment [Abstract]
With No Related Allowance, Average Recorded Investment	5,990,852		1,989,795		2,743,345
Interest Income, Accrual Method [Abstract]
With No Related Allowance, Interest Income, Accrual Method	249,459	[1]	10,338	[1]	4,959	[1]
With no related allowance recorded [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]
Unpaid Principal Balance [Abstract]
With No Related Allowance, Unpaid Principal Balance	1,905,782		2,059,027
Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	1,909,412		1,462,157
Allowance for Loan Losses Allocated	0		0
Average Recorded Investment [Abstract]
With No Related Allowance, Average Recorded Investment	1,604,773		480,755		3,029,611
Interest Income, Accrual Method [Abstract]
With No Related Allowance, Interest Income, Accrual Method	71,088	[1]	632	[1]	28,796	[1]
With no related allowance recorded [Member] | Residential mortgages [Member]
Unpaid Principal Balance [Abstract]
With No Related Allowance, Unpaid Principal Balance	117,278		131,909
Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	117,278		131,909
Allowance for Loan Losses Allocated	0		0
Average Recorded Investment [Abstract]
With No Related Allowance, Average Recorded Investment	124,896		105,880		250,391
Interest Income, Accrual Method [Abstract]
With No Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With no related allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
Unpaid Principal Balance [Abstract]
With No Related Allowance, Unpaid Principal Balance	70,970		0
Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	72,730		0
Allowance for Loan Losses Allocated	0		0
Average Recorded Investment [Abstract]
With No Related Allowance, Average Recorded Investment	47,472		29,784		0
Interest Income, Accrual Method [Abstract]
With No Related Allowance, Interest Income, Accrual Method	2,043	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial mortgages [Member] | Construction [Member]
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	0		4,148		14,893
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]
Unpaid Principal Balance [Abstract]
With Related Allowance, Unpaid Principal Balance	951,241		364,423
Recorded Investment [Abstract]
With Related Allowance, Recorded Investment	944,729		363,022
Allowance for Loan Losses Allocated	466,055		59,201
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	866,722		872,292		1,521,828
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]
Unpaid Principal Balance [Abstract]
With Related Allowance, Unpaid Principal Balance	1,036,381		446,330
Recorded Investment [Abstract]
With Related Allowance, Recorded Investment	1,036,112		445,238
Allowance for Loan Losses Allocated	575,995		133,437
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	719,453		1,830,896		2,065,263
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Residential mortgages [Member]
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	0		64,003		0
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
Unpaid Principal Balance [Abstract]
With Related Allowance, Unpaid Principal Balance	57,828		0
Recorded Investment [Abstract]
With Related Allowance, Recorded Investment	58,199		0
Allowance for Loan Losses Allocated	3,972		0
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	46,520		0		0
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	3,437	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Consumer Loan [Member] | Direct consumer loans [Member]
Average Recorded Investment [Abstract]
With Related Allowance, Average Recorded Investment	3,050		0		0
Interest Income, Accrual Method [Abstract]
With Related Allowance, Interest Income, Accrual Method	$ 0	[1]	$ 0	[1]	$ 0	[1]

[1] Cash basis interest income approximates interest income recognized.