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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
Dec. 31, 2013
Dec. 31, 2012
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income $ 995,865,764 $ 893,516,941
Interest receivable on loans 2,597,301 2,383,998
Total 998,463,065 895,900,939
Residential mortgages held for sale 694,840 1,057,309
Commercial mortgages [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 345,706,661 276,928,123
Commercial and Agricultural [Member]
   
Composition of loan portfolio [Abstract]    
Total 145,731,838 134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 575,670 696,666
Total 577,133 698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 144,786,585 133,154,615
Total 145,154,705 133,495,970
Commercial mortgages: Construction [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 27,440,372 43,269,303
Residential mortgages [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 195,996,599 200,475,097
Total 196,525,568 200,998,777
Residential mortgages held for sale 694,840 1,057,309
Loans pledged as collateral 145,107,384 142,278,166
Consumer loans [Member]
   
Composition of loan portfolio [Abstract]    
Total 282,109,901 239,689,455
Consumer loans [Member] | Credit cards [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 1,756,414 1,851,145
Total 1,756,414 1,851,145
Consumer loans [Member] | Home equity lines and loans [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 95,905,130 87,045,421
Total 96,134,078 87,269,885
Consumer loans [Member] | Indirect consumer loans [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 164,845,874 130,573,200
Total 165,294,412 130,977,775
Consumer loans [Member] | Direct consumer loans [Member]
   
Composition of loan portfolio [Abstract]    
Total loans, net of deferred origination fees and costs, and unearned income 18,852,459 19,523,371
Total $ 18,924,997 $ 19,590,650