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SECURITIES, PART 3 (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
SECURITIES [Abstract]    
Fair value of securities pledged to secure public funds on deposit or for other purposes $ 188,875,494 $ 212,257,614
Securities pledged to secure securities sold under agreements to repurchase [Abstract]    
Amortized Cost 45,752,799 49,149,018
Estimated Fair Value 46,941,662 51,159,362
Shareholders' equity percentage not exceeded by securities of a single issuer 10.00% 10.00%
Equity Method Investments 956,626 1,757,252
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]
   
Securities pledged to secure securities sold under agreements to repurchase [Abstract]    
Amortized Cost 33,745,835 31,888,493
Estimated Fair Value 34,369,411 32,812,885
Mortgage-backed securities, residential [Member]
   
Securities pledged to secure securities sold under agreements to repurchase [Abstract]    
Amortized Cost 11,802,122 16,503,983
Estimated Fair Value 12,364,885 17,575,852
Collateralized Mortgage obligations [Member]
   
Securities pledged to secure securities sold under agreements to repurchase [Abstract]    
Amortized Cost 204,842 756,542
Estimated Fair Value $ 207,366 $ 770,625