SECURITIES, PART 1 (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	$ 336,199,085	$ 226,653,290
Estimated Fair Value	346,015,906	239,685,763
Unrealized Gains	11,506,043	13,224,999
Unrealized Losses	1,689,222	192,526
Held to maturity securities, amortized cost and fair value basis [Abstract]
Amortized Cost	6,494,924	5,748,453
Estimated Fair Value	6,929,549	6,421,486
Unrealized Gains	434,625	673,033
Unrealized Losses	0	0
Obligations of states and political subdivisions [Member]
Held to maturity securities, amortized cost and fair value basis [Abstract]
Amortized Cost	5,471,505	5,748,453
Estimated Fair Value	5,890,122	6,421,486
Unrealized Gains	418,617	673,033
Unrealized Losses	0	0
Time deposits with other financial institutions [Member]
Held to maturity securities, amortized cost and fair value basis [Abstract]
Amortized Cost	1,023,419	0
Estimated Fair Value	1,039,427	0
Unrealized Gains	16,008	0
Unrealized Losses	0	0
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	187,098,006	138,041,393
Estimated Fair Value	188,106,208	141,591,214
Unrealized Gains	1,914,660	3,549,821
Unrealized Losses	906,458	0
Mortgage-backed securities, residential [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	104,068,981	29,591,883
Estimated Fair Value	104,356,521	31,515,249
Unrealized Gains	1,037,343	1,923,366
Unrealized Losses	749,803	0
Collateralized Mortgage obligations [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	1,000,743	3,494,642
Estimated Fair Value	1,014,876	3,543,360
Unrealized Gains	14,133	48,718
Unrealized Losses	0	0
Obligations of states and political subdivisions [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	37,339,530	39,174,595
Estimated Fair Value	38,376,222	40,814,722
Unrealized Gains	1,059,007	1,641,510
Unrealized Losses	22,315	1,383
Corporate bonds and notes [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	2,878,813	11,412,167
Estimated Fair Value	2,945,807	11,651,635
Unrealized Gains	75,672	239,468
Unrealized Losses	8,678	0
Trust Preferred securities [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	1,898,047	2,519,379
Estimated Fair Value	2,033,594	2,470,913
Unrealized Gains	135,547	134,959
Unrealized Losses	0	183,425
Corporate stocks [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	444,452	736,495
Estimated Fair Value	7,695,099	6,374,530
Unrealized Gains	7,252,615	5,645,753
Unrealized Losses	1,968	7,718
SBA Loans [Member]
Available for sale securities amortized cost and fair value basis [Abstract]
Amortized Cost	1,470,513	1,682,736
Estimated Fair Value	1,487,579	1,724,140
Unrealized Gains	17,066	41,404
Unrealized Losses	$ 0	$ 0

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- Definition

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.

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As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.

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As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.

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