CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from financial institutions	$ 31,600,112	$ 29,239,309
Interest-bearing deposits in other financial institutions	20,009,352	11,001,912
Total cash and cash equivalents	51,609,464	40,241,221
Trading assets, at fair value	366,255	348,241
Securities available for sale, at estimated fair value	346,015,906	239,685,763
Securities held to maturity, estimated fair value of $6,929,549 December 31, 2013 and $6,421,486 at December 31, 2012	6,494,924	5,748,453
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,481,750	4,710,300
Loans, net of deferred origination fees and costs, and unearned income	995,865,764	893,516,941
Allowance for loan losses	(12,775,568)	(10,432,650)
Loans, net	983,090,196	883,084,291
Loans held for sale	694,840	1,057,309
Premises and equipment, net	30,039,174	25,484,385
Goodwill	21,824,443	21,824,443
Other intangible assets, net	6,377,077	5,143,820
Bank owned life insurance	2,795,612	2,711,681
Accrued interest and other assets	22,353,812	18,119,801
Total assets	1,476,143,453	1,248,159,708
Deposits:
Non-interest-bearing	351,222,057	300,610,463
Interest-bearing	912,147,604	744,123,551
Total deposits	1,263,369,661	1,044,734,014
Securities sold under agreements to repurchase	32,701,223	32,710,650
Federal Home Loan Bank term advances	25,242,628	27,225,363
Dividends payable	1,194,522	0
Accrued interest payable and other liabilities	15,057,425	12,374,744
Total liabilities	1,337,565,459	1,117,044,771
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at December 31, 2013 and December 31, 2012	53,101	53,101
Additional-paid-in capital	45,398,182	45,357,073
Retained earnings	111,031,089	107,078,182
Treasury stock, at cost (707,674 shares at December 31, 2013; 728,680 shares at December 31, 2012)	(18,059,559)	(18,566,490)
Accumulated other comprehensive income (loss)	155,181	(2,806,929)
Total shareholders' equity	138,577,994	131,114,937
Total liabilities and shareholders' equity	$ 1,476,143,453	$ 1,248,159,708