LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	3 Months Ended				9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012		Dec. 31, 2012
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, Total	$ 11,870,237				$ 11,870,237				$ 13,848,607
Recorded Investment [Abstract]
Recorded Investment, Total	11,865,035				11,865,035				12,659,578
Allowance for Loan Losses Allocated	1,081,337				1,081,337				192,638
Average Recorded Investment [Abstract]
Average Recorded Investment, Total	12,133,149		4,532,714		12,485,752		5,996,806
Interest Income, Accrual Method [Abstract]
Interest Income, Accrual Method, Total	106,950	[1]	0	[1]	304,198	[1]	2,289	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	5,447,063				5,447,063				5,678,565
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	5,458,928				5,458,928				5,090,399
Allowance for Loan Losses Allocated	0				0				0
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	5,564,316		1,081,307		5,628,724		932,358
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	65,898	[1]	0	[1]	184,027	[1]	0	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	2,008,009				2,008,009				5,168,353
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	1,998,022				1,998,022				5,166,853
Allowance for Loan Losses Allocated	0				0				0
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	2,576,130		10,454		3,625,534		10,454
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	21,577	[1]	0	[1]	64,027	[1]	0	[1]
With no related allowance recorded [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	1,542,743				1,542,743				2,059,027
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	1,543,755				1,543,755				1,462,157
Allowance for Loan Losses Allocated	0				0				0
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	1,599,481		177,457		1,528,613		843,910
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	17,710	[1]	0	[1]	52,269	[1]	0	[1]
With no related allowance recorded [Member] | Residential mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	121,527				121,527				131,909
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	121,527				121,527				131,909
Allowance for Loan Losses Allocated	0				0				0
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	123,473		74,441		126,801		117,737
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]
With no related allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	72,495				72,495				0
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	74,320				74,320				0
Allowance for Loan Losses Allocated	0				0				0
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	59,546		0		41,158		14,892
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	671	[1]	0	[1]	1,352	[1]	2,289	[1]
With allowance recorded [Member] | Commercial mortgages [Member]
Unpaid Principal Balance [Abstract]
With related allowance, Unpaid Principal Balance	1,556,492				1,556,492				364,423
Recorded Investment [Abstract]
With related allowance, Recorded Investment	1,545,675				1,545,675				363,022
Allowance for Loan Losses Allocated	485,209				485,209				59,201
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment	1,333,381		830,049		847,220		1,712,578
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]
With allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment	0		0		0		4,148
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]
With allowance recorded [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
Unpaid Principal Balance [Abstract]
With related allowance, Unpaid Principal Balance	1,064,032				1,064,032				446,330
Recorded Investment [Abstract]
With related allowance, Recorded Investment	1,064,595				1,064,595				445,238
Allowance for Loan Losses Allocated	592,108				592,108				133,437
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment	818,645		2,295,003		640,288		2,328,728
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]
With allowance recorded [Member] | Residential mortgages [Member] | Commercial mortgages [Member] | Other [Member]
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment			64,003				32,001
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method			0	[1]			0	[1]
With allowance recorded [Member] | Consumer Loan [Member] | Other [Member]
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment	0		0		3,813		0
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]
With allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
Unpaid Principal Balance [Abstract]
With related allowance, Unpaid Principal Balance	57,876				57,876				0
Recorded Investment [Abstract]
With related allowance, Recorded Investment	58,213				58,213				0
Allowance for Loan Losses Allocated	4,020				4,020				0
Average Recorded Investment [Abstract]
With related allowance, Average Recorded Investment	58,177		0		43,601		0
Interest Income, Accrual Method [Abstract]
With related allowance, Interest Income, Accrual Method	$ 1,094	[1]	$ 0	[1]	$ 2,343	[1]	$ 0	[1]

[1] Cash basis interest income approximates interest income recognized.