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SECURITIES, PART 1 (Details) (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2013
Dec. 31, 2012
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost $ 248,144,581 $ 226,653,290
Unrealized Gains 11,694,711 13,224,999
Unrealized Losses 564,175 192,526
Estimated Fair Value 259,275,117 239,685,763
Held to maturity securities, amortized cost and fair value basis [Abstract]    
Amortized Cost 6,543,785 5,748,453
Unrealized Gains 503,515  
Unrealized Losses 0  
Estimated Fair Value 7,047,300 6,421,486
Other than temporary impairment recognized in other comprehensive income for securities available for sale 74,482 117,118
Obligations of states and political subdivisions [Member]
   
Held to maturity securities, amortized cost and fair value basis [Abstract]    
Amortized Cost 5,523,105 5,748,453
Unrealized Gains 484,520 673,033
Unrealized Losses 0 0
Estimated Fair Value 6,007,625 6,421,486
Time deposits with other financial institutions [Member]
   
Held to maturity securities, amortized cost and fair value basis [Abstract]    
Amortized Cost 1,020,680  
Unrealized Gains 18,995  
Unrealized Losses 0  
Estimated Fair Value 1,039,675  
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 162,811,654 138,041,393
Unrealized Gains 2,249,365 3,549,821
Unrealized Losses 431,143 0
Estimated Fair Value 164,629,876 141,591,214
Mortgage-backed securities, residential [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 37,566,626 29,591,883
Unrealized Gains 1,466,571 1,923,366
Unrealized Losses 210 0
Estimated Fair Value 39,032,987 31,515,249
Collateralized mortgage obligations [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 1,475,620 3,494,642
Unrealized Gains 25,081 48,718
Unrealized Losses 0 0
Estimated Fair Value 1,500,701 3,543,360
Obligations of states and political subdivisions [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 34,172,574 39,174,595
Unrealized Gains 1,066,825 1,641,510
Unrealized Losses 4,862 1,383
Estimated Fair Value 35,234,537 40,814,722
Corporate bonds and notes [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 7,389,928 11,412,167
Unrealized Gains 105,671 239,468
Unrealized Losses 11,266 0
Estimated Fair Value 7,484,333 11,651,635
SBA loan pools [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 1,512,692 1,682,736
Unrealized Gains 27,582 41,404
Unrealized Losses 0 0
Estimated Fair Value 1,540,274 1,724,140
Trust Preferred securities [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 2,525,133 2,519,379
Unrealized Gains 141,392 134,959
Unrealized Losses 114,725 183,425
Estimated Fair Value 2,551,800 2,470,913
Corporate stocks [Member]
   
Available for sale securities amortized cost and fair value basis [Abstract]    
Amortized Cost 690,354 736,495
Unrealized Gains 6,612,224 5,645,753
Unrealized Losses 1,969 7,718
Estimated Fair Value $ 7,300,609 $ 6,374,530