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CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Securities held to maturity, estimated fair value $ 7,047,300 $ 6,421,486
Shareholders' equity:    
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock, shares authorized (in shares) 10,000,000 10,000,000
Common stock, shares issued (in shares) 5,310,076 5,310,076
Treasury stock, at cost (in shares) 715,761 728,680