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LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2013
Dec. 31, 2012
Finance receivable by credit quality indicator [Abstract]      
Loans $ 936,428,605 $ 936,428,605 $ 895,900,939
Deteriorated Loans Transferred in [Abstract]      
Contractually required principal and interest, opening balance 15,255,412 16,896,078  
Contractually required principal and interest, income accretion 0 0  
Contractually required principal and interest, all other adjustments (555,074) (2,195,740)  
Contractually required principal and interest, closing balance 14,700,338 14,700,338  
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance (2,276,866) (3,655,500)  
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion 0 0  
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments 338,109 1,716,743  
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance (1,938,757) (1,938,757)  
Cash flows expected to be collected, opening balance 12,978,546 13,240,578  
Cash flows expected to be collected, income accretion 0 0  
Cash flows expected to be collected, all other adjustments (216,965) (478,997)  
Cash flows expected to be collected, closing balance 12,761,581 12,761,581  
Interest component of expected cash flows (accretable yield), opening balance (2,376,643) (2,529,045)  
Interest component of expected cash flows (accretable yield), income accretion 170,041 663,861  
Interest component of expected cash flows (accretable yield), all other adjustments (345,695) (687,113)  
Interest component of expected cash flows (accretable yield, closing balance (2,552,297) (2,552,297)  
Fair value of loans acquired with deteriorating credit quality, opening balance 10,601,903 10,711,533  
Fair value of loans acquired with deteriorating credit quality, income accretion 170,041 663,861  
Fair value of loans acquired with deteriorating credit quality, all other adjustments (562,660) (1,166,110)  
Fair value of loans acquired with deteriorating credit quality, closing balance 10,209,284 10,209,284  
Commercial and agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 135,665,629 135,665,629 134,194,422
Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 713,673 713,673 698,452
Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 134,951,956 134,951,956 133,495,970
Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 198,601,403 198,601,403 200,998,777
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 198,601,403 198,601,403 200,998,777
Consumer Loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 258,621,746 258,621,746 239,689,455
Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,680,116 1,680,116 1,851,145
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 1,680,116 1,680,116 1,851,145
Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 90,726,426 90,726,426 87,269,886
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 90,726,426 90,726,426 87,269,885
Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 146,997,010 146,997,010 130,977,775
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 146,997,010 146,997,010 130,977,775
Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 19,218,194 19,218,194 19,590,650
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 19,218,194 19,218,194 19,590,650
Not Rated [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 453,165,836 453,165,836 437,016,980
Not Rated [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 195,544,381 195,544,381 198,336,641
Not Rated [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,680,116 1,680,116 1,851,145
Not Rated [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 90,067,828 90,067,828 86,615,392
Not Rated [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 146,716,193 146,716,193 130,642,490
Not Rated [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 19,157,318 19,157,318 19,571,312
Pass [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 426,451,444 426,451,444 404,520,259
Pass [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 13,124,675 13,124,675 34,882,896
Pass [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 292,560,550 292,560,550 247,793,150
Pass [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 713,673 713,673 698,452
Pass [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 120,052,546 120,052,546 12,145,761
Pass [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 10,209,284 10,209,284 10,711,353
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,092,697 1,092,697 1,182,037
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 7,980,935 7,980,935 8,043,810
Loans Acquired with deteriorated credit quality [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 882,814 882,814 1,241,418
Loans Acquired with deteriorated credit quality [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 252,838 252,838 244,268
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 28,184,351 28,184,351 25,136,636
Special Mention [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 3,809,440 3,809,440 5,153,918
Special Mention [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 13,797,377 13,797,377 11,974,716
Special Mention [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 10,577,534 10,577,534 8,008,002
Special Mention [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 17,952,315 17,952,315 18,021,271
Substandard [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,296,157 1,296,157 2,161,377
Substandard [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 9,877,996 9,877,996 9,826,381
Substandard [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 2,973,687 2,973,687 2,606,529
Substandard [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 2,804,184 2,804,184 2,417,868
Substandard [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 658,598 658,598 654,493
Substandard [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 280,817 280,817 335,285
Substandard [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 60,876 60,876 19,338
Doubtful [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 465,375 465,375 494,260
Doubtful [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 465,375 465,375 494,260
Doubtful [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Performing [Member] | Residential mortgages [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 195,797,219 195,797,219 198,575,753
Performing [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 1,664,379 1,664,379 1,847,838
Performing [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 90,250,755 90,250,755 86,698,520
Performing [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 146,716,193 146,716,193 130,642,490
Performing [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 19,157,318 19,157,318 19,571,312
Non-Performing [Member] | Residential mortgages [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 2,804,184 2,804,184 2,423,024
Non-Performing [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 15,737 15,737 3,307
Non-Performing [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 475,671 475,671 571,365
Non-Performing [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 280,817 280,817 335,285
Non-Performing [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable $ 60,876 $ 60,876 $ 19,338