LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Jun. 30, 2013	Dec. 31, 2012
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	$ 934,039,585	$ 893,516,941
Interest receivable on loans	2,389,020	2,383,998
Total recorded investment in loans	936,428,605	895,900,939
Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total recorded investment in loans	135,665,629	134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	711,904	696,666
Total recorded investment in loans	713,673	698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	134,617,505	133,154,615
Total recorded investment in loans	134,951,956	133,495,970
Commercial mortgages: Construction [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	19,275,080	43,269,303
Commercial mortgages: Construction [Member] | Commercial mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	323,413,353	276,928,123
Residential mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	198,071,941	200,475,097
Total recorded investment in loans	198,601,403	200,998,777
Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total recorded investment in loans	258,621,746	239,689,455
Consumer Loans [Member] | Credit cards [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	1,680,116	1,851,145
Total recorded investment in loans	1,680,116	1,851,145
Consumer Loans [Member] | Home equity lines and loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	90,494,092	87,045,421
Total recorded investment in loans	90,726,426	87,269,886
Consumer Loans [Member] | Indirect consumer loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	146,624,572	130,573,200
Total recorded investment in loans	146,997,010	130,977,775
Consumer Loans [Member] | Direct consumer loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	19,151,022	19,523,371
Total recorded investment in loans	$ 19,218,194	$ 19,590,650