CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from financial institutions	$ 23,812,069	$ 29,239,309
Interest-bearing deposits in other financial institutions	944,937	11,001,912
Total cash and cash equivalents	24,757,006	40,241,221
Trading assets, at fair value	388,714	348,241
Securities available for sale, at estimated fair value	225,361,952	239,685,763
Securities held to maturity, estimated fair value of $7,064,222 at June 30, 2013 and $6,421,486 at December 31, 2012	6,570,262	5,748,453
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,579,250	4,710,300
Loans, net of deferred origination fees and costs, and unearned income	934,039,585	893,516,941
Allowance for loan losses	(11,320,225)	(10,432,650)
Loans, net	922,719,360	883,084,291
Loans held for sale	947,461	1,057,309
Premises and equipment, net	24,968,834	25,484,385
Goodwill	21,824,443	21,824,443
Other intangible assets, net	4,694,741	5,143,820
Bank owned life insurance	2,753,367	2,711,681
Accrued interest receivable and other assets	17,595,097	18,119,801
Total assets	1,257,160,487	1,248,159,708
Deposits:
Non-interest-bearing	297,523,377	300,610,463
Interest-bearing	757,445,108	744,123,551
Total deposits	1,054,968,485	1,044,734,014
Securities sold under agreements to repurchase	30,568,070	32,710,650
Federal Home Loan Bank term advances	26,101,230	27,225,363
Accrued interest payable and other liabilities	12,843,890	12,374,744
Total liabilities	1,124,481,675	1,117,044,771
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at June 30, 2013 and December 31, 2012	53,101	53,101
Additional-paid-in capital	45,450,561	45,357,073
Retained earnings	109,755,452	107,078,182
Treasury stock, at cost (713,964 shares at June 30, 2013, 728,680 shares at December 31, 2012)	(18,205,255)	(18,566,490)
Accumulated other comprehensive loss	(4,375,047)	(2,806,929)
Total shareholders' equity	132,678,812	131,114,937
Total liabilities and shareholders' equity	$ 1,257,160,487	$ 1,248,159,708