CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from financial institutions	$ 27,756,637	$ 29,239,309
Interest-bearing deposits in other financial institutions	18,380,230	11,001,912
Total cash and cash equivalents	46,136,867	40,241,221
Trading assets, at fair value	384,051	348,241
Securities available for sale, at estimated fair value	235,306,634	239,685,763
Securities held to maturity, estimated fair value of $10,611,045 at March 31, 2013 and $6,421,486 at December 31, 2012	9,898,212	5,748,453
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,607,050	4,710,300
Loans, net of deferred origination fees and costs, and unearned income	921,432,619	893,516,941
Allowance for loan losses	(10,824,693)	(10,432,650)
Loans, net	910,607,926	883,084,291
Loans held for sale	785,550	1,057,309
Premises and equipment, net	24,800,480	25,484,385
Goodwill	21,824,443	21,824,443
Other intangible assets, net	4,909,219	5,143,820
Bank owned life insurance	2,732,329	2,711,681
Accrued interest receivable and other assets	17,979,031	18,119,801
Total assets	1,279,971,792	1,248,159,708
Deposits:
Non-interest-bearing	296,360,585	300,610,463
Interest-bearing	780,738,490	744,123,551
Total deposits	1,077,099,075	1,044,734,014
Securities sold under agreements to repurchase	31,427,348	32,710,650
Federal Home Loan Bank term advances	27,157,760	27,225,363
Accrued interest payable and other liabilities	11,379,260	12,374,744
Total liabilities	1,147,063,443	1,117,044,771
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at March 31, 2013 and December 31, 2012	53,101	53,101
Additional-paid-in capital	45,473,445	45,357,073
Retained earnings	108,295,833	107,078,182
Treasury stock, at cost (717,320 shares at March 31, 2013, 728,680 shares at December 31, 2012)	(18,290,832)	(18,566,490)
Accumulated other comprehensive loss	(2,623,198)	(2,806,929)
Total shareholders' equity	132,908,349	131,114,937
Total liabilities and shareholders' equity	$ 1,279,971,792	$ 1,248,159,708