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FAIR VALUES (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
FAIR VALUES [Abstract]      
Number of levels 3    
Financial Assets [Abstract]      
Total available for sale securities $ 239,685,763 $ 280,869,810  
Trust Preferred Securities [Rollforward]      
Beginning balance 294,910 334,585  
Included in earnings [Abstract]      
Income on securities 0 0  
Impairment charge on investment securities 0 (67,400)  
Included in other comprehensive income 150,690 27,725  
Transfers in and/or out of Level 3 0 0  
Ending balance 445,600 294,910 334,585
Financial Assets [Abstract]      
Provision for loan losses 827,567 958,333 1,125,000
Financial Assets [Abstract]      
Cash and due from financial institutions 29,239,309 28,204,699  
Interest-bearing deposits in other financial institutions 11,001,912 24,697,154  
Securities available for sale 239,685,763 280,869,810  
Securities held to maturity 5,748,453 8,311,921  
Net loans 883,084,291 787,255,857  
Loans held for sale 1,057,309 395,427  
Deposits [Abstract]      
Time Deposits 236,690,054 276,990,454  
Securities sold under agreements to repurchase 32,710,650 37,106,842 44,774,615
Federal Home Loan Bank term advances 27,225,363 43,343,918  
Accrued interest payable 452,629 800,148  
Dividends payable 0 1,141,081  
Estimated Fair Value [Member]
     
Financial Assets [Abstract]      
Cash and due from financial institutions 29,239 [1] 28,205 [2]  
Interest-bearing deposits in other financial institutions 11,002 [1] 24,697 [2]  
Trading assets 348 [1] 294 [2]  
Securities available for sale 239,686 [1] 280,870 [2]  
Securities held to maturity 6,421 [1] 9,176 [2]  
Federal Home Loan and Federal Reserve Bank Stock    [1]    
Net loans 916,289 [1] 805,760 [2]  
Loans held for sale 1,057 [1] 395 [2]  
Accrued interest receivable 3,788 [1] 3,882 [2]  
Deposits [Abstract]      
Demand, savings, and insured money market accounts 808,044 [1] 721,503 [2]  
Time Deposits 238,245 [1] 279,441 [2]  
Securities sold under agreements to repurchase 35,260 [1] 40,019 [2]  
Federal Home Loan Bank term advances 29,688 [1] 46,603 [2]  
Accrued interest payable 453 [1] 800 [2]  
Dividends payable   1,141 [2]  
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
     
Financial Assets [Abstract]      
Cash and due from financial institutions 29,239    
Interest-bearing deposits in other financial institutions 8,444    
Trading assets 348    
Securities available for sale 43,419    
Securities held to maturity 0    
Federal Home Loan and Federal Reserve Bank Stock 0    
Net loans 0    
Loans held for sale 0    
Accrued interest receivable 175    
Deposits [Abstract]      
Demand, savings, and insured money market accounts 808,044    
Time Deposits 0    
Securities sold under agreements to repurchase 0    
Federal Home Loan Bank term advances 0    
Accrued interest payable 12    
Significant Other Observable Inputs (Level 2) [Member]
     
Financial Assets [Abstract]      
Cash and due from financial institutions 0    
Interest-bearing deposits in other financial institutions 2,558    
Trading assets 0    
Securities available for sale 195,822    
Securities held to maturity 6,421    
Federal Home Loan and Federal Reserve Bank Stock 0    
Net loans 0    
Loans held for sale 1,057    
Accrued interest receivable 1,257    
Deposits [Abstract]      
Demand, savings, and insured money market accounts 0    
Time Deposits 238,245    
Securities sold under agreements to repurchase 35,260    
Federal Home Loan Bank term advances 29,688    
Accrued interest payable 279    
Significant Unobservable Inputs (Level 3) [Member]
     
Financial Assets [Abstract]      
Cash and due from financial institutions 0    
Interest-bearing deposits in other financial institutions 0    
Trading assets 0    
Securities available for sale 445    
Securities held to maturity 0    
Federal Home Loan and Federal Reserve Bank Stock 0    
Net loans 916,289    
Loans held for sale 0    
Accrued interest receivable 2,356    
Deposits [Abstract]      
Demand, savings, and insured money market accounts 0    
Time Deposits 0    
Securities sold under agreements to repurchase 0    
Federal Home Loan Bank term advances 0    
Accrued interest payable 162    
Carrying Amount [Member]
     
Financial Assets [Abstract]      
Cash and due from financial institutions 29,239 28,205  
Interest-bearing deposits in other financial institutions 11,002 24,697  
Trading assets 348 294  
Securities available for sale 239,686 280,870  
Securities held to maturity 5,748 8,312  
Federal Home Loan and Federal Reserve Bank Stock 4,710 5,509  
Net loans 883,084 787,256  
Loans held for sale 1,057 395  
Accrued interest receivable 3,788 3,882  
Deposits [Abstract]      
Demand, savings, and insured money market accounts 808,044 721,503  
Time Deposits 236,690 276,990  
Securities sold under agreements to repurchase 32,711 37,107  
Federal Home Loan Bank term advances 27,225 43,344  
Accrued interest payable 453 800  
Dividends payable   1,141  
Impaired Loans [Member]
     
Financial Assets [Abstract]      
Impaired loan valuation allowance 192,638 1,942,206  
Provision for loan losses 0 958,333  
Carrying amount of impaired loans 733,361 6,095,645  
Other real estate owned [Member]
     
Consumer loans:      
Total Other real estate owned, net 756,948 1,009,162  
Financial Assets [Abstract]      
OREO - Other real estate owned gross 756,948 1,009,162  
Other real estate owned valuation allowance 192,367 111,407  
OREO - Other real estate owned carrying value, net 564,581 897,755  
Write down of OREO 116,840 12,120  
Recurring [Member]
     
Financial Assets [Abstract]      
Obligations of U.S. Government and U.S. Government sponsored enterprises 141,591,214 152,079,770  
Mortgage-backed securities, residential 31,515,249 50,766,604  
Obligations of states and political subdivisions 40,814,722 46,512,971  
Collateralized mortgage obligations 3,543,360 7,536,753  
Corporate bonds and notes 11,651,635 13,684,199  
SBA loan pools 1,724,140 1,949,606  
Trust Preferred securities 2,470,913 2,310,066  
Corporate stocks 6,374,530 6,029,841  
Total available for sale securities 239,685,763 280,869,810  
Trading assets 348,241 294,381  
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
     
Financial Assets [Abstract]      
Obligations of U.S. Government and U.S. Government sponsored enterprises 37,698,000 35,950,000  
Mortgage-backed securities, residential 0 0  
Obligations of states and political subdivisions 0 0  
Collateralized mortgage obligations 0 0  
Corporate bonds and notes 0 0  
SBA loan pools 0 0  
Trust Preferred securities 0 0  
Corporate stocks 5,720,533 5,339,839  
Total available for sale securities 43,418,533 41,289,839  
Trading assets 348,241 294,381  
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
     
Financial Assets [Abstract]      
Obligations of U.S. Government and U.S. Government sponsored enterprises 103,893,214 116,129,770  
Mortgage-backed securities, residential 31,515,249 50,766,604  
Obligations of states and political subdivisions 40,814,722 46,512,971  
Collateralized mortgage obligations 3,543,360 7,536,753  
Corporate bonds and notes 11,651,635 13,684,199  
SBA loan pools 1,724,140 1,949,606  
Trust Preferred securities 2,025,313 2,015,156  
Corporate stocks 653,997 690,002  
Total available for sale securities 195,821,630 239,285,061  
Trading assets 0 0  
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
     
Financial Assets [Abstract]      
Obligations of U.S. Government and U.S. Government sponsored enterprises 0 0  
Mortgage-backed securities, residential 0 0  
Obligations of states and political subdivisions 0 0  
Collateralized mortgage obligations 0 0  
Corporate bonds and notes 0 0  
SBA loan pools 0 0  
Trust Preferred securities 445,600 294,910  
Corporate stocks 0 0  
Total available for sale securities 445,600 294,910  
Trading assets 0 0  
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 0 0  
Commercial Mortgage Loans Other, Fair Value Disclosure 0 0  
Total Impaired Loan, Fair Value 0 0  
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other real estate owned [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 0 0  
Commercial Mortgage Loans Other, Fair Value Disclosure 0 0  
Commercial Mortgage Loans, Residential mortgages, Fair Value 0 0  
Consumer loans:      
Home equity lines & loans 0 0  
Total Other real estate owned, net 0 0  
Financial Assets [Abstract]      
OREO - Other real estate owned gross 0 0  
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 0 0  
Commercial Mortgage Loans Other, Fair Value Disclosure 0 0  
Total Impaired Loan, Fair Value 0 0  
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other real estate owned [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 0 0  
Commercial Mortgage Loans Other, Fair Value Disclosure 0 0  
Commercial Mortgage Loans, Residential mortgages, Fair Value 0 0  
Consumer loans:      
Home equity lines & loans 0 0  
Total Other real estate owned, net 0 0  
Financial Assets [Abstract]      
OREO - Other real estate owned gross 0 0  
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 235,501 831,601  
Commercial Mortgage Loans Other, Fair Value Disclosure 305,222 3,321,838  
Total Impaired Loan, Fair Value 540,723 4,153,439  
Information related to Level 3 non-recurring fair value measurement [Abstract]      
Fair Value 540,723    
Unobservable Input 1 Management discount based on underlying collateral characteristics and market conditions    
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]
     
Information related to Level 3 non-recurring fair value measurement [Abstract]      
Valuation Techniques Third party real estate and a 100% discount of personal property    
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 101,200 218,040  
Commercial Mortgage Loans Other, Fair Value Disclosure 257,702 366,760  
Commercial Mortgage Loans, Residential mortgages, Fair Value 201,679 276,355  
Consumer loans:      
Home equity lines & loans 4,000 36,600  
Total Other real estate owned, net 564,581 897,755  
Information related to Level 3 non-recurring fair value measurement [Abstract]      
Fair Value 564,581    
Unobservable Input 1 Estimated holding period    
Unobservable Input 2 Estimated closing costs    
Financial Assets [Abstract]      
OREO - Other real estate owned gross 564,581 897,755  
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member] | Market Approach Valuation Technique [Member]
     
Information related to Level 3 non-recurring fair value measurement [Abstract]      
Valuation Techniques Third party appraisals    
Non-recurring [Member] | Fair Value [Member] | Impaired Loans [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 235,501 831,601  
Commercial Mortgage Loans Other, Fair Value Disclosure 305,222 3,321,838  
Total Impaired Loan, Fair Value 540,723 4,153,439  
Non-recurring [Member] | Fair Value [Member] | Other real estate owned [Member]
     
Impaired Loans [Abstract]      
Commercial and industrial Loans, fair value disclosure 101,200 218,040  
Commercial Mortgage Loans Other, Fair Value Disclosure 257,702 366,760  
Commercial Mortgage Loans, Residential mortgages, Fair Value 201,679 276,355  
Consumer loans:      
Home equity lines & loans 4,000 36,600  
Total Other real estate owned, net 564,581 897,755  
Financial Assets [Abstract]      
OREO - Other real estate owned gross $ 564,581 $ 897,755  
[1] Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
[2] Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.