COMMITMENTS AND CONTINGENCIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2012 Pending Litigation [Member] Lawsuit	Dec. 31, 2012 Pending Litigation [Member] Objections to Final Settlement of Trust Account One [Member]	Dec. 31, 2012 Pending Litigation [Member] Objections to Final Settlement of Trust Account Two [Member]	Dec. 31, 2012 Minimum [Member]	Dec. 31, 2012 Minimum [Member] Fixed interest rate [Member]	Dec. 31, 2012 Maximum [Member]	Dec. 31, 2012 Maximum [Member] Fixed interest rate [Member]	Dec. 31, 2012 Commitments to make loans [Member] Fixed interest rate [Member]	Dec. 31, 2011 Commitments to make loans [Member] Fixed interest rate [Member]	Dec. 31, 2012 Commitments to make loans [Member] Variable interest rate [Member]	Dec. 31, 2011 Commitments to make loans [Member] Variable interest rate [Member]	Dec. 31, 2012 Unused line of credit [Member] Fixed interest rate [Member]	Dec. 31, 2011 Unused line of credit [Member] Fixed interest rate [Member]	Dec. 31, 2012 Unused line of credit [Member] Variable interest rate [Member]	Dec. 31, 2011 Unused line of credit [Member] Variable interest rate [Member]	Dec. 31, 2012 Standby letters of credit [Member] Fixed interest rate [Member]	Dec. 31, 2011 Standby letters of credit [Member] Fixed interest rate [Member]	Dec. 31, 2012 Standby letters of credit [Member] Variable interest rate [Member]	Dec. 31, 2011 Standby letters of credit [Member] Variable interest rate [Member]
Off-balance sheet risks [Line Items]
Off-balance sheet contractual amounts of financial instruments									$ 28,707,673	$ 19,139,879	$ 11,588,081	$ 8,399,012	$ 1,802,538	$ 471,164	$ 183,750,514	$ 164,489,966	$ 0	$ 0	$ 15,016,673	$ 13,562,577
Off-balance sheet financial instruments, standard term	12 months
Commitments period to make real estate and home equity loans							60 days
Interest rate on commitments to make loans (in hundredths)						2.625%		5.125%
Maturity period of commitments to make loans						5 years		30 years
Commitments period to make commercial drawnotes					3 months		18 months
Interest rate on commitments to make commercial drawnotes (in hundredths)						3.50%		8.00%
Loss Contingencies [Line Items]
Number of legal proceedings		2
Damages and disallowed trustee's commissions claimed			$ 9,600,000	$ 24,100,000