PREMISES & EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Property, Plant and Equipment [Line Items]
Depreciation Expense	$ 2,946,499	$ 2,861,644	$ 2,778,065
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	72,352,571	68,687,027
Less accumulated depreciation and amortization	46,868,186	43,924,622
Property, Plant and Equipment, Net, Total	25,484,385	24,762,405
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]
2013	1,024,668
2014	1,004,662
2015	978,681
2016	984,337
2017	829,817
2018 and thereafter	4,728,682
Total	9,550,847
Operating Leases, Rent Expense	1,118,348	1,048,920	683,561
Building [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	32,017,120	31,007,830
Land [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	3,553,406	3,553,406
Projects in Progress [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	678,415	0
Leasehold Improvements [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	4,674,980	4,175,024
Equipment and furniture[Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, Plant and Equipment, Gross	$ 31,428,650	$ 29,950,767