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LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Trouble debt restructurings [Abstract]    
Number of days past due after which loan considered as payment default 90 days  
Period after troubled debt restructuring modification where no default payments made 12 months  
Recorded investment in troubled debt restructurings $ 5,728,610 $ 4,057,413
Troubled debt restructuring reserve 0 217,866
Troubled debt restructuring loan amount modified 5,363,712  
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 8  
Pre-Modification outstanding recorded investment 5,430,415  
Post-Modification outstanding recorded investment 5,430,415  
Other [Member]
   
Trouble debt restructurings [Abstract]    
Troubled debt restructuring loan amount modified 364,898 4,057,413
Commercial mortgages [Member] | Construction [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 1  
Pre-Modification outstanding recorded investment 251,448  
Post-Modification outstanding recorded investment 251,448  
Commercial mortgages [Member] | Other [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 3  
Pre-Modification outstanding recorded investment 3,871,779  
Post-Modification outstanding recorded investment 3,871,779  
Commercial, financial and agricultural [Member] | Commercial and industrial [Member]
   
Loans by class modified as troubled debt restructurings [Abstract]    
Number of Loans 4  
Pre-Modification outstanding recorded investment 1,307,188  
Post-Modification outstanding recorded investment $ 1,307,188