RELATED PARTY TRANSACTIONS (Tables)

12 Months Ended

Dec. 31, 2012

Members of the Board of Directors, certain Corporation officers, and their immediate families directly, or through entities in which they are principal owners (more than 10% interest), were customers of, and had loans and other transactions with the Corporation. These loans are summarized as follows for the years ended December 31, 2012 and 2011:

	2012			2011
Balance at beginning of year	$	20,884,273		$	17,003,933
New loans or additional advances		37,544,459			42,960,625
Repayments		(33,039,177	)		(39,080,285	)
Balance at end of year	$	25,389,555		$	20,884,273