CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from financial institutions	$ 29,239,309	$ 28,204,699
Interest-bearing deposits in other financial institutions	11,001,912	24,697,154
Total cash and cash equivalents	40,241,221	52,901,853
Trading assets, at fair value	348,241	294,381
Securities available for sale, at estimated fair value	239,685,763	280,869,810
Securities held to maturity, estimated fair value of $6,421,486 at December 31, 2012 and $9,175,956 at December 31, 2011	5,748,453	8,311,921
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,710,300	5,509,350
Loans, net of deferred origination fees and costs, and unearned income	893,516,941	796,915,177
Allowance for loan losses	(10,432,650)	(9,659,320)
Loans, net	883,084,291	787,255,857
Loans held for sale	1,057,309	395,427
Premises and equipment, net	25,484,385	24,762,405
Goodwill	21,824,443	21,983,617
Other intangible assets, net	5,143,820	6,190,540
Bank owned life insurance	2,711,681	2,625,104
Other assets	18,119,801	25,159,322
Total assets	1,248,159,708	1,216,259,587
Deposits:
Non-interest-bearing	300,610,463	258,835,961
Interest-bearing	744,123,551	739,656,878
Total deposits	1,044,734,014	998,492,839
Securities sold under agreements to repurchase	32,710,650	37,106,842
Federal Home Loan Bank term advances	27,225,363	43,343,918
Accrued interest payable	452,629	800,148
Dividends payable	0	1,141,081
Other liabilities	11,922,115	9,445,319
Total liabilities	1,117,044,771	1,090,330,147
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at December 31, 2012 and December 31, 2011	53,101	53,101
Additional-paid-in capital	45,357,073	45,582,861
Retained earnings	107,078,182	100,628,900
Treasury stock, at cost (728,680 shares at December 31, 2012; 741,003 shares at December 31, 2011)	(18,566,490)	(18,894,044)
Accumulated other comprehensive (loss) income	(2,806,929)	(1,441,378)
Total shareholders' equity	131,114,937	125,929,440
Total liabilities and shareholders' equity	$ 1,248,159,708	$ 1,216,259,587