CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from financial institutions	$ 35,323,663	$ 28,204,699
Interest-bearing deposits in other financial institutions	45,908,073	24,697,154
Total cash and cash equivalents	81,231,736	52,901,853
Trading assets, at fair value	274,995	294,381
Securities available for sale, at estimated fair value	253,668,954	280,869,810
Securities held to maturity, estimated fair value of $6,881,172 at September 30, 2012 and $9,175,956 at December 31, 2011	6,162,503	8,311,921
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,760,500	5,509,350
Loans, net of deferred origination fees and costs, and unearned income	876,358,135	796,915,177
Allowance for loan losses	(10,827,971)	(9,659,320)
Loans, net	865,530,164	787,255,857
Loans held for sale	1,164,750	395,427
Premises and equipment, net	24,862,825	24,762,405
Goodwill	21,824,443	21,983,617
Other intangible assets, net	5,382,282	6,190,540
Bank owned life insurance	2,689,944	2,625,104
Other assets	19,426,761	25,159,322
Total assets	1,286,979,857	1,216,259,587
Deposits:
Non-interest-bearing	302,508,720	258,835,961
Interest-bearing	780,666,800	739,656,878
Total deposits	1,083,175,520	998,492,839
Securities sold under agreements to repurchase	32,917,656	37,106,842
Federal Home Loan Bank term advances	28,045,741	43,343,918
Accrued interest payable	462,902	800,148
Dividends payable	1,143,770	1,141,081
Other liabilities	8,354,161	9,445,319
Total liabilities	1,154,099,750	1,090,330,147
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized;5,310,076 issued at September 30, 2012 and December 31, 2011	53,101	53,101
Additional-paid-in capital	45,537,843	45,582,861
Retained earnings	106,091,543	100,628,900
Treasury stock, at cost (734,997 shares at September 30, 2012; 741,003 shares at December 31, 2011)	(18,730,525)	(18,894,044)
Accumulated other comprehensive income (loss)	(71,855)	(1,441,378)
Total shareholders' equity	132,880,107	125,929,440
Total liabilities and shareholders' equity	$ 1,286,979,857	$ 1,216,259,587