CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from financial institution	$ 27,311,509	$ 28,204,699
Interest-bearing deposits in other financial institutions	83,202,900	24,697,154
Total cash and cash equivalents	110,514,409	52,901,853
Trading assets, at fair value	254,243	294,381
Securities available for sale, at estimated fair value	259,449,877	280,869,810
Securities held to maturity, estimated fair value of $8,206,472 at March 31, 2012 and $9,175,956 at December 31, 2011	7,446,817	8,311,921
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	5,435,800	5,509,350
Loans, net of deferred origination fees and costs, and unearned income	803,033,067	796,915,177
Allowance for loan losses	(10,283,289)	(9,659,320)
Loans, net	792,749,778	787,255,857
Loans held for sale	825,850	395,427
Premises and equipment, net	24,976,937	24,762,405
Goodwill	21,824,443	21,983,617
Other intangible assets, net	5,906,400	6,190,540
Bank owned life insurance	2,646,629	2,625,104
Other assets	22,463,763	25,159,322
Total assets	1,254,494,946	1,216,259,587
Deposits:
Non-interest-bearing	272,055,263	258,835,961
Interest-bearing	766,650,126	739,656,878
Total deposits	1,038,705,389	998,492,839
Securities sold under agreements to repurchase	34,998,443	37,106,842
Federal Home Loan Bank term advances	43,227,341	43,343,918
Accrued interest payable	675,784	800,148
Dividends payable	1,143,923	1,141,081
Other liabilities	6,915,320	9,445,319
Total liabilities	1,125,666,200	1,090,330,147
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at March 31, 2012 and December 31, 2011	53,101	53,101
Additional-paid-in capital	45,556,436	45,582,861
Retained earnings	103,099,510	100,628,900
Treasury stock, at cost (734,887 shares at March 31, 2012; 741,003 shares at December 31, 2011)	(18,734,217)	(18,894,044)
Accumulated other comprehensive income (loss)	(1,146,084)	(1,441,378)
Total shareholders' equity	128,828,746	125,929,440
Total liabilities and shareholders' equity	$ 1,254,494,946	$ 1,216,259,587