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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
INTEREST INCOME        
Loans, including fees $ 47,342 $ 46,759 $ 139,781 $ 135,263
Securities:        
Taxable 1,291 1,536 4,148 4,343
Tax-exempt 249 262 730 815
Federal funds sold       1
Interest-bearing deposits with banks 1,009 1,112 3,137 3,302
Total interest income 49,891 49,669 147,796 143,724
INTEREST EXPENSE        
Deposits 2,522 2,658 7,602 8,180
Short-term borrowings 1 6 3 13
Long-term borrowings       25
Junior subordinated debentures 492 491 1,474 1,474
Total interest expense 3,015 3,155 9,079 9,692
Net interest income 46,876 46,514 138,717 134,032
Provision for loan losses 1,424 (3,115) 4,029 1,232
Net interest income after provision for loan losses 45,452 49,629 134,688 132,800
NONINTEREST INCOME        
Trust revenue 2,295 2,380 6,837 6,846
Service charges on deposits 14,910 14,226 42,574 42,044
Securities transactions (includes accumulated other comprehensive income reclassifications of $0, $0, $3,912 and $88, respectively)   284 7,121 819
Income from sales of loans 545 569 1,534 1,387
Insurance commissions 4,427 4,152 11,615 11,380
Cash management 1,906 1,770 5,611 5,058
Gain on sale of other assets 27 242 108 250
Other 1,214 1,315 3,935 4,327
Total noninterest income 25,324 24,938 79,335 72,111
NONINTEREST EXPENSE        
Salaries and employee benefits 28,746 28,153 84,145 81,569
Occupancy, net 3,051 2,920 8,586 8,493
Depreciation 2,488 2,432 7,401 7,156
Amortization of intangible assets 444 444 1,333 1,310
Data processing services 1,132 1,183 3,428 3,538
Net expense from other real estate owned 51 173 181 317
Marketing and business promotion 1,640 1,429 4,720 4,806
Deposit insurance 820 810 2,482 2,456
Other 7,980 9,398 24,428 26,990
Total noninterest expense 46,352 46,942 136,704 136,635
Income before taxes 24,424 27,625 77,319 68,276
Income tax expense 8,794 8,832 26,877 20,138
Net income $ 15,630 $ 18,793 $ 50,442 $ 48,138
NET INCOME PER COMMON SHARE        
Basic $ 1.01 $ 1.22 $ 3.25 $ 3.12
Diluted $ 0.98 $ 1.19 $ 3.18 $ 3.05
OTHER COMPREHENSIVE INCOME        
Unrealized gains (losses) on securities, net of tax of $(91), $210, $(507) and $(811), respectively $ 145 $ (332) $ 803 $ 713
Reclassification adjustment for gains included in net income, net of tax of $0, $0, $1,513 and $34, respectively     (2,399) (54)
Other comprehensive gain (loss), net of tax of $(91), $210, $1,006 and $(777), respectively 145 (332) (1,596) 659
Comprehensive income $ 15,775 $ 18,461 $ 48,846 $ 48,797