Exhibit 99.4

                                     CONSENT

     I, Joseph C. Parisi, hereby consent, pursuant to Rule 438 under the
Securities Act of 1933 (the "Act"), to be identified as a person to be named a
director of Interchange Financial Services Corporation ("Interchange") under the
captions "SUMMARY - Directors and Officers of Interchange and Interchange Bank
Following the Merger," "PROPOSAL NO. 1 - THE MERGER - Interests of Certain
Directors, Executive Officers and Shareholders in the Merger" and "PROPOSAL NO.
1 - THE MERGER - Management After the Merger" in the joint proxy
statement-prospectus, which is a part of the Registration Statement on Form S-4
as proposed to be filed by Interchange with the Securities and Exchange
Commission under the provisions of the Act on or about March 21, 2003.

     IN WITNESS WHEREOF, I have executed this consent as of the 19th day of
March 2003.

                                            /s/ Joseph C. Parisi
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                                            Joseph C. Parisi