Exhibit 99.1

PROXY

                   INTERCHANGE FINANCIAL SERVICES CORPORATION

                         ANNUAL MEETING OF SHAREHOLDERS
                           TO BE HELD APRIL 24, 2003

                      THIS REVOCABLE PROXY IS SOLICITED BY
      THE BOARD OF DIRECTORS OF INTERCHANGE FINANCIAL SERVICES CORPORATION

     The undersigned shareholder of Interchange Financial Services Corporation,
a New Jersey corporation ("Interchange"), hereby appoints Anthony Coscia, John
Eccleston and Eleanore Nissley (the "Proxies"), and each of them, with full
power to act alone and with full power of substitution and revocation, as
proxies of the undersigned to attend the annual meeting of shareholders of
Interchange to be held at the Saddle Brook Marriott Hotel, located at Garden
State Parkway and I-80, Saddle Brook, New Jersey, on April 24, 2003 at 3:00 p.m.
local time, and any adjournment or postponement thereof, and to vote the number
of shares the undersigned would be entitled to vote if personally present upon
the following items and to vote according to their discretion on any other
matter which may properly be presented for action at said meeting or any
adjournment or postponement thereof:

1.     Issuance of Shares of Interchange Common Stock. The approval of the
       issuance of shares of Interchange Financial Services Corporation common
       stock in connection with the merger of Bridge View Bancorp with and into
       Interchange Financial Services Corporation as described in the Joint
       Proxy Statement-Prospectus, dated           , 2003.

       [ ] For                     [ ] Against                 [ ] Abstain


2.     Election of Directors to Serve Until 2006 Annual Meeting. The election of
       the following four (4) persons to the board of directors, to serve until
       the 2006 annual meeting:

       Donald L. Correll, James E. Healey, Jeremiah F. O'Connor and Robert P.
       Rittereiser

       [ ] For all Nominees           [ ] Withhold for all Nominees
       (Except as set forth below)


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       To withhold authority to vote for any nominee, write that person's name
       in the space above.

3.     Ratification of Independent Auditors. To ratify the board of directors'
       appointment of Deloitte & Touche LLP as independent public auditors for
       Interchange Financial Services Corporation for the fiscal year ending
       December 31, 2003.

       [ ] For                     [ ] Against                 [ ] Abstain

4.     Other Business. Such other business as may properly come before the
       annual meeting and any postponement or adjournment thereof. Management of
       Interchange Financial Services Corporation is not aware of any such other
       business.

       The undersigned hereby ratifies and confirms all that said Proxies, or
either of them or their substitutes, may lawfully do or cause to be done by
virtue hereof, and acknowledges receipt of the Notice of Annual Meeting of
Shareholders and the Joint Proxy Statement-Prospectus accompanying it.



         This Proxy will be voted as specified by you above, or if no choice is
specified, this Proxy will be voted "For" the Proposals set forth above.

         Please sign exactly as name appears. When shares are held by joint
tenants, both should sign. When signing as attorney, executor, administrator,
trustee or guardian, please give full title as such. If a corporation, please
provide full corporate name and name and capacity of the authorized officer
signing on behalf of such corporation. If a partnership, please provide
partnership name and name and capacity of the person signing on behalf of such
partnership.

Dated: _________________________, 2003


                                              Signature:_______________________

                                              Signature:_______________________
                                              (If held jointly)


SHAREHOLDERS ARE URGED TO MARK, DATE, SIGN AND RETURN THIS PROXY IN THE ENVELOPE
PROVIDED, WHICH REQUIRES NO POSTAGE IF MAILED IN THE UNITED STATES.