SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                   FORM 8-K



                                 CURRENT REPORT


     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934


                        DATE OF REPORT: January 16, 2001



                         Commission File Number 1-10518


                   INTERCHANGE FINANCIAL SERVICES CORPORATION
             (Exact name of registrant as specified in its charter)



            New Jersey                                      22-2553159
- ---------------------------------                      --------------------
 (State or other jurisdiction of)                       (I.R.S. Employer
  incorporation or organization)                        Identification No.)

Park 80 West/Plaza Two, Saddle Brook, N.J.                     07663
- ------------------------------------------            -------------------------
(Address of principal executive offices)                     (Zip Code)


       Registrant's telephone number, including area code: (201) 703-2265


                                      None
- --------------------------------------------------------------------------------
          Former name or former address, if changed since last report.





Item 5.  Other Events

On  January  16,  2001,  the  registrant  issued  the  following  press  release
announcing  that its stock would begin trading on the NASDAQ  National Market on
Wednesday, January 17, 2001 under the symbol "IFCJ".

Saddle  Brook,  NJ (January 16, 2001) - Anthony S. Abbate,  president  and chief
executive officer of Interchange Financial Services Corporation,  a bank holding
company whose principal  subsidiary is Interchange  Bank, has announced that the
Company's  common stock will be traded on the NASDAQ  National  Market  begining
January 17,  2001 under the symbol  IFCJ.  The  Company's  stock was  previously
traded on the American Stock Exchange (AMEX).

In making the  announcement,  Mr. Abbate  commented  that the move to the NASDAQ
National  Market  will help raise the profile of the Company due to the range of
sponsorship  it will receive  from  multiple  Market  Makers.  "We  anticipate a
broader  following of our Company's  stock among brokerage firms now that shares
will be traded on  NASDAQ.  Financial  analysts  should  be more  responsive  to
following the Company's stock, as well", Abbate said.

Interchange  Bank has a consistent  history of earnings  since its  inception in
1969 and has  provided  an above  average  total  return  to  shareholders  when
compared to its peer banks.  The Company has paid  uninterrupted  dividends  for
over 20 years.

Interchange  Bank,  headquartered  in Saddle Brook, is Bergen  County's  largest
independent  commercial  bank with  offices  located in Elmwood  Park,  Franklin
Lakes, Garfield, Hillsdale, Little Ferry, Lodi, Montvale, Oakland, Paramus, Park
Ridge, Ramsey, River Edge, Rochelle Park, Saddle Brook,  Waldwick and Washington
Township.  Additional  information about Interchange Bank products and services,
as well as  online  banking  access,  is  available  on the  Bank's  web site at
interchangebank.com.




                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

Dated: January 16, 2001              Interchange Financial Services Corporation

                                 By: /s/ Anthony Labozzetta
                                     -------------------------------------------
                                     Anthony Labozzetta
                                     Executive Vice President & CFO