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Condensed Consolidated Statements Of Condition (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
ASSETS    
Non-interest Bearing Deposits $ 35,509 $ 73,651
Interest Bearing Deposits 176,795 98,908
Federal Funds Sold 1,150  
Total Cash and Cash Equivalents 213,454 172,559
Federal Reserve Bank, Federal Home Loan Bank, and Other Stock 2,536 2,536
Investment Securities:    
Available for Sale, at Fair Value 287,539 299,204
Held to Maturity (Fair Value of $9,988 and $10,161, respectively) Obligations of States & Political Subdivisions 9,194 9,315
Total Investment Securities 296,733 308,519
Total Loans, Net of Unearned Discount 939,736 969,654
Allowance for Loan Losses 40,008 39,958
Net Loans 899,728 929,696
Premises & Equipment, Net 27,854 27,984
Deferred Taxes, Net 19,552 18,465
Income Tax Receivable 4,721 5,421
Other Real Estate Owned, Net 1,800 1,800
Accrued Interest and Loan Fees Receivable 6,133 6,885
Prepaid FDIC Assessment 1,508 1,843
Goodwill and Other Intangibles 2,414 2,437
Other Assets 6,222 6,082
TOTAL ASSETS 1,482,655 1,484,227
LIABILITIES & STOCKHOLDERS' EQUITY    
Demand Deposits 508,075 525,379
Saving, N.O.W. & Money Market Deposits 537,681 531,544
Time Certificates of $100,000 or More 179,983 168,140
Other Time Deposits 85,537 86,809
Total Deposits 1,311,276 1,311,872
Unfunded Pension Liability 19,003 18,212
Capital Leases 4,719 4,737
Accrued Interest Payable 348 348
Other Liabilities 11,382 12,498
TOTAL LIABILITIES 1,346,728 1,347,667
Commitment and Contingent Liabilities      
STOCKHOLDERS' EQUITY    
Common Stock (par value $2.50; 15,000,000 shares authorized; 9,726,814 and 9,712,070 shares outstanding, respectively) 34,330 34,330
Surplus 24,037 24,010
Retained Earnings 92,471 91,303
Treasury Stock at Par (4,005,270 shares) (10,013) (10,013)
Accumulated Other Comprehensive Loss, Net of Tax (4,898) (3,070)
TOTAL STOCKHOLDERS' EQUITY 135,927 136,560
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY $ 1,482,655 $ 1,484,227