Consolidated Statements Of Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Non-interest Bearing Deposits	$ 73,651	$ 29,557
Interest Bearing Deposits	98,908	11,592
Total Cash and Cash Equivalents	172,559	41,149
Federal Reserve Bank Stock	712	652
Federal Home Loan Bank Stock	1,744	3,531
Investment Securities:
Available for Sale, at Fair Value	299,204	396,670
Held to Maturity (Fair Value of $10,241 and $10,703, respectively) Obligations of States and Political Subdivisions	9,315	9,936
Other Securities	80	80
Total Investment Securities	308,599	406,686
Total Loans	969,679	1,112,307
Less: Unearned Discounts	25	28
Allowance for Loan Losses	39,958	28,419
Net Loans	929,696	1,083,860
Premises and Equipment, Net	27,984	25,548
Other Real Estate Owned, Net	1,800	5,719
Accrued Interest and Loan Fees Receivable	6,885	7,025
Goodwill	814	814
Other Assets	33,434	31,883
TOTAL ASSETS	1,484,227	1,606,867
LIABILITIES & STOCKHOLDERS' EQUITY
Demand Deposits	525,379	493,630
Saving, N.O.W., and Money Market Deposits	531,544	601,828
Time Certificates of $100,000 or more	168,140	210,096
Other Time Deposits	86,809	97,199
Total Deposits	1,311,872	1,402,753
Federal Home Loan Bank Borrowings		40,000
Dividend Payable on Common Stock		1,454
Accrued Interest Payable	348	591
Other Liabilities	35,447	25,249
TOTAL LIABILITIES	1,347,667	1,470,047
Commitments and Contingent Liabilities
STOCKHOLDERS' EQUITY
Common Stock (par value $2.50; 15,000,000 shares authorized, 9,726,814 and 9,692,312 shares outstanding at December 31, 2011 and 2010, respectively)	34,330	34,236
Surplus	24,010	23,368
Retained Earnings	91,303	91,450
Treasury Stock at Par (4,005,270 shares and 4,002,158 shares, respectively)	(10,013)	(10,005)
Accumulated Other Comprehensive Loss, Net of Tax	(3,070)	(2,229)
TOTAL STOCKHOLDERS' EQUITY	136,560	136,820
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$ 1,484,227	$ 1,606,867