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Consolidated Statements Of Condition (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2011
Dec. 31, 2010
ASSETS    
Cash & Due from Banks $ 166,966 $ 41,149
Federal Reserve Bank Stock 712 652
Federal Home Loan Bank Stock 1,744 3,531
Investment Securities:    
Available for Sale, at Fair Value 307,362 396,670
Held to Maturity (Fair Value of $10,390 and $10,703, respectively) Obligations of States & Political Subdivisions 9,422 9,936
Other Securities 80 80
Total Investment Securities 316,864 406,686
Total Loans 1,012,888 1,112,279
Less: Allowance for Loan Losses 43,693 28,419
Net Loans 969,195 1,083,860
Premises & Equipment, Net 26,904 25,548
Other Real Estate Owned, Net 1,800 5,719
Accrued Interest and Loan Fees Receivable 7,318 7,025
Goodwill 814 814
Other Assets 30,502 31,883
TOTAL ASSETS 1,522,819 1,606,867
LIABILITIES & STOCKHOLDERS' EQUITY    
Demand Deposits 519,604 493,630
Saving, N.O.W. & Money Market Deposits 562,203 601,828
Time Certificates of $100,000 or more 181,415 210,096
Other Time Deposits 89,957 97,199
Total Deposits 1,353,179 1,402,753
Federal Home Loan Bank Borrowings   40,000
Dividend Payable on Common Stock   1,454
Accrued Interest Payable 419 591
Other Liabilities 29,017 25,249
TOTAL LIABILITIES 1,382,615 1,470,047
STOCKHOLDERS' EQUITY    
Common Stock (par value $2.50; 15,000,000 shares authorized; 9,726,814 and 9,692,312 shares outstanding at September 30, 2011 and December 31, 2010, respectively) 34,330 34,236
Surplus 24,010 23,368
Retained Earnings 90,148 91,450
Treasury Stock at Par (4,005,270 and 4,002,158 shares, respectively) (10,013) (10,005)
Total Stockholders' Equity Before Accumulated Other Comprehensive Income (Loss), Net of Tax 138,475 139,049
Accumulated Other Comprehensive Gain (Loss), Net of Tax 1,729 (2,229)
TOTAL STOCKHOLDERS' EQUITY 140,204 136,820
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY $ 1,522,819 $ 1,606,867