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Consolidated Statements Of Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2011
Dec. 31, 2010
ASSETS    
Cash & Due from Banks $ 165,206 $ 41,149
Federal Reserve Bank Stock 712 652
Federal Home Loan Bank Stock 1,744 3,531
Investment Securities:    
Available for Sale, at Fair Value 321,890 396,670
Held to Maturity (Fair Value of $10,479 and $10,703, respectively) Obligations of States & Political Subdivisions 9,603 9,936
Other Securities 80 80
Total Investment Securities 331,573 406,686
Total Loans 1,059,256 1,112,279
Less: Allowance for Loan Losses 49,911 28,419
Net Loans 1,009,345 1,083,860
Premises & Equipment, Net 24,982 25,548
Other Real Estate Owned, Net 1,800 5,719
Accrued Interest and Loan Fees Receivable 6,696 7,025
Goodwill 814 814
Other Assets 33,359 31,883
TOTAL ASSETS 1,576,231 1,606,867
LIABILITIES & STOCKHOLDERS' EQUITY    
Demand Deposits 524,368 493,630
Saving, N.O.W. & Money Market Deposits 600,320 601,828
Time Certificates of $100,000 or more 202,782 210,096
Other Time Deposits 87,738 97,199
Total Deposits 1,415,208 1,402,753
Federal Home Loan Bank Borrowings   40,000
Dividend Payable on Common Stock   1,454
Accrued Interest Payable 410 591
Other Liabilities 25,497 25,249
TOTAL LIABILITIES 1,441,115 1,470,047
STOCKHOLDERS' EQUITY    
Common Stock (par value $2.50; 15,000,000 shares authorized; 9,727,031 and 9,692,312 shares outstanding at June 30, 2011 and December 31, 2010, respectively) 34,331 34,236
Surplus 24,013 23,368
Retained Earnings 87,077 91,450
Treasury Stock at Par (4,005,270 and 4,002,158 shares, respectively) (10,013) (10,005)
Total Stockholders' Equity Before Accumulated Other Comprehensive Income (Loss), Net of Tax 135,408 139,049
Accumulated Other Comprehensive Loss, Net of Tax (292) (2,229)
TOTAL STOCKHOLDERS' EQUITY 135,116 136,820
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY $ 1,576,231 $ 1,606,867