CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and non-interest-bearing deposits due from banks	$ 52,396	$ 75,272
Interest-bearing deposits due from banks	78,366	22,814
Total cash and cash equivalents	130,762	98,086
Federal Reserve and Federal Home Loan Bank stock and other investments	4,469	10,756
Investment securities:
Available for sale, at fair value	215,111	247,099
Held to maturity (fair value of $31,011 and $63,272, respectively)	29,466	61,309
Total investment securities	244,577	308,408
Loans	1,729,874	1,666,447
Allowance for loan losses	20,965	20,685
Net loans	1,708,909	1,645,762
Loans held for sale	2,790	1,666
Premises and equipment, net	25,659	23,240
Bank-owned life insurance	53,074	52,383
Deferred tax assets, net	12,391	15,845
Accrued interest and loan fees receivable	5,893	5,859
Goodwill and other intangibles	2,756	2,864
Other real estate owned ("OREO")	650	0
Other assets	4,445	3,723
TOTAL ASSETS	2,196,375	2,168,592
LIABILITIES & STOCKHOLDERS' EQUITY
Demand deposits	863,048	787,944
Savings, N.O.W. and money market deposits	860,053	768,036
Subtotal core deposits	1,723,101	1,555,980
Time deposits	225,918	224,643
Total deposits	1,949,019	1,780,623
Borrowings	15,000	165,000
Unfunded pension liability	6,416	6,428
Capital leases	4,333	4,395
Other liabilities	11,300	14,888
TOTAL LIABILITIES	1,986,068	1,971,334
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY
Common stock (par value $2.50; 15,000,000 shares authorized; issued 14,057,992 and 13,966,292, respectively; outstanding 11,892,254 and 11,800,554, respectively)	35,145	34,916
Surplus	47,727	46,239
Retained earnings	138,348	130,093
Treasury stock at par (2,165,738 shares)	(5,414)	(5,414)
Accumulated other comprehensive loss, net of tax	(5,499)	(8,576)
TOTAL STOCKHOLDERS' EQUITY	210,307	197,258
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,196,375	$ 2,168,592