CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and non-interest-bearing deposits due from banks	$ 86,004	$ 75,272
Interest-bearing deposits due from banks	31,182	22,814
Total cash and cash equivalents	117,186	98,086
Federal Reserve and Federal Home Loan Bank stock and other investments	10,531	10,756
Investment securities:
Available for sale, at fair value	249,263	247,099
Held to maturity (fair value of $49,620 and $63,272, respectively)	47,141	61,309
Total investment securities	296,404	308,408
Loans	1,748,072	1,666,447
Allowance for loan losses	20,930	20,685
Net loans	1,727,142	1,645,762
Loans held for sale	573	1,666
Premises and equipment, net	23,395	23,240
Bank-owned life insurance	52,729	52,383
Deferred tax assets, net	14,050	15,845
Accrued interest and loan fees receivable	6,570	5,859
Goodwill and other intangibles	2,834	2,864
Other real estate owned ("OREO")	650	0
Other assets	4,322	3,723
TOTAL ASSETS	2,256,386	2,168,592
LIABILITIES & STOCKHOLDERS' EQUITY
Demand deposits	790,678	787,944
Savings, N.O.W. and money market deposits	849,850	768,036
Subtotal core deposits	1,640,528	1,555,980
Time deposits	229,841	224,643
Total deposits	1,870,369	1,780,623
Borrowings	160,000	165,000
Unfunded pension liability	6,416	6,428
Capital leases	4,365	4,395
Other liabilities	11,519	14,888
TOTAL LIABILITIES	$ 2,052,669	$ 1,971,334
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY
Common stock (par value $2.50; 15,000,000 shares authorized; issued 14,019,302 and 13,966,292, respectively; outstanding 11,853,564 and 11,800,554, respectively)	$ 35,048	$ 34,916
Surplus	46,997	46,239
Retained earnings	133,749	130,093
Treasury stock at par (2,165,738 shares)	(5,414)	(5,414)
Accumulated other comprehensive loss, net of tax	(6,663)	(8,576)
TOTAL STOCKHOLDERS' EQUITY	203,717	197,258
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,256,386	$ 2,168,592