INCOME TAXES (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
INCOME TAXES [Abstract]
Income tax expense	$ 1,241,000	$ 1,111,000
Effective tax rate (in hundredths)	23.60%	23.00%
Unrecognized tax benefits	34,000	34,000	34,000
Unrecognized tax benefits accrued interest	0
Operating Loss Carryforwards [Line Items]
Valuation reserve	1,000,000
Operating loss carryforwards, expiration dates	Dec. 31, 2032
Income Tax Reconciliation, Change in Enacted Tax Rate		462,000
Income Tax Reconciliation, Nondeductible Expense, Share-based Compensation Cost		454,000
Federal [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards	0
New York State [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards	23,000,000
Corporate tax rate, effective (in hundredths)	7.10%
Corporate tax rate, future - 2016 (in hundredths)	6.50%
Asset qualifying threshold for tax modification	8,000,000,000
Maximum mortgage threshold for loans	$ 5,000,000