PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2014

PREMISES AND EQUIPMENT [Abstract]

PREMISES AND EQUIPMENT

At December 31, 2014 and 2013, premises and equipment consisted of the following (in thousands):

	Estimated Useful Lives	2014			2013
Land	Indefinite	$	3,021		$	3,201
Premises	30 - 40 years		33,219			27,570
Furniture, fixtures & equipment	3 - 7 years		16,349			28,669
Leasehold improvements	2 - 25 years		3,627			3,825
			56,216			63,265
Accumulated depreciation and amortization			(32,575	)		(38,004	)
Balance at end of year		$	23,641		$	25,261