CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Cash and cash equivalents
Cash and non-interest bearing deposits due from banks	$ 49,618	$ 69,065
Interest-bearing deposits due from banks	20,534	62,287
Federal funds sold	1,000	1,000
Total cash and cash equivalents	71,152	132,352
Interest-bearing time deposits in other banks	10,000	10,000
Federal Reserve Bank, Federal Home Loan Bank and other stock	3,200	2,863
Investment securities:
Available for sale, at fair value	308,589	400,780
Held to maturity (fair value of $63,942 and $12,234, respectively)	62,323	11,666
Total investment securities	370,912	412,446
Loans	1,262,061	1,068,848
Allowance for loan losses	18,800	17,263
Net loans	1,243,261	1,051,585
Loans held for sale	0	175
Premises and equipment, net	23,901	25,261
Bank owned life insurance	44,791	38,755
Deferred taxes	13,217	13,953
Income tax receivable	252	0
Accrued interest and loan fees receivable	6,227	5,441
Goodwill and other intangibles	2,987	2,978
Other assets	3,142	4,007
TOTAL ASSETS	1,793,042	1,699,816
LIABILITIES & STOCKHOLDERS' EQUITY
Demand deposits	681,306	628,616
Saving, N.O.W. & money market deposits	675,037	656,366
Time certificates of $100,000 or more	165,337	158,337
Other time deposits	59,089	66,742
Total deposits	1,580,769	1,510,061
Borrowings	10,000	0
Capital leases	4,538	4,612
Other liabilities	14,538	17,945
TOTAL LIABILITIES	1,609,845	1,532,618
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY
Common stock (par value $2.50; 15,000,000 shares authorized; 13,833,328 shares and 13,738,752 shares issued at September 30, 2014 and December 31, 2013, respectively; 11,667,590 shares and 11,573,014 shares outstanding at September 30, 2014 and December 31, 2013, respectively)	34,583	34,348
Surplus	43,934	43,280
Retained earnings	112,803	102,273
Treasury stock at par (2,165,738 shares)	(5,414)	(5,414)
Accumulated other comprehensive loss, net of tax	(2,709)	(7,289)
TOTAL STOCKHOLDERS' EQUITY	183,197	167,198
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,793,042	$ 1,699,816