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LOANS (Details Textual) (USD $)
6 Months Ended
Jun. 30, 2014
Dec. 31, 2013
Allowance for Loan Losses (Additional Textual) [Abstract]    
Number of consecutive years 5 years  
Threshold loan amount for annual rating review $ 1,000,000  
Allocation of specific reserve regarding troubled debt restructuring 672,000 586,000
Troubled debt restructuring funds committed $ 250,000 $ 250,000
Minimum repayment period 2 years