XML 18 R33.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS, Analysis of Changes in the Allowances for Loan Losses (Details) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Allowance for loan losses [Abstract]        
Balance, Beginning of Period $ 17,737,000 $ 17,834,000 $ 17,263,000 $ 17,781,000
Charge-offs (234,000) (1,464,000) (351,000) (1,823,000)
Recoveries 725,000 923,000 1,066,000 1,335,000
(Credit) provision for loan losses 250,000 0 500,000 0
Balance, End of Period 18,478,000 17,293,000 18,478,000 17,293,000
Number of months of performance trouble debt restructuring returns to accrual status     6 months  
Threshold for non-accrual loans to be evaluated individually for impairment 250,000   250,000  
Allowance for loan and lease losses, period increase (decrease) 741,000      
Commercial and Industrial [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 2,481,000 5,345,000 2,615,000 6,181,000
Charge-offs (200,000) (1,279,000) (315,000) (1,627,000)
Recoveries 211,000 911,000 503,000 1,210,000
(Credit) provision for loan losses 440,000 (199,000) 129,000 (986,000)
Balance, End of Period 2,932,000 4,778,000 2,932,000 4,778,000
Allowance for loan and lease losses, period increase (decrease) 451,000      
Commercial and Industrial [Member] | Unimpaired Pass Rated Loans [Member]
       
Allowance for loan losses [Abstract]        
Period increase (decrease) in balance of unimpaired pass rated loans 16,000,000      
Increase (decrease) in historical loss factors (in hundredths) 0.11%      
Commercial Real Estate [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 7,208,000 5,718,000 6,572,000 5,965,000
Charge-offs 0 0 0 0
Recoveries 485,000 1,000 497,000 73,000
(Credit) provision for loan losses 206,000 802,000 830,000 483,000
Balance, End of Period 7,899,000 6,521,000 7,899,000 6,521,000
Allowance for loan and lease losses, period increase (decrease) 691,000      
Commercial Real Estate [Member] | Unimpaired Pass Rated Loans [Member]
       
Allowance for loan losses [Abstract]        
Period increase (decrease) in balance of unimpaired pass rated loans 7,000,000      
Increase (decrease) in historical loss factors (in hundredths) 0.09%      
Multifamily [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 2,640,000 852,000 2,159,000 150,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
(Credit) provision for loan losses (196,000) (323,000) 285,000 379,000
Balance, End of Period 2,444,000 529,000 2,444,000 529,000
Allowance for loan and lease losses, period increase (decrease) (196,000)      
Multifamily [Member] | Unimpaired Pass Rated Loans [Member]
       
Allowance for loan losses [Abstract]        
Period increase (decrease) in balance of unimpaired pass rated loans 23,000,000      
Increase (decrease) in historical loss factors (in hundredths) (0.24%)      
Mixed Use Commercial [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 87,000 0 54,000 34,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
(Credit) provision for loan losses 125,000 180,000 158,000 146,000
Balance, End of Period 212,000 180,000 212,000 180,000
Real Estate Construction [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 217,000 845,000 88,000 141,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
(Credit) provision for loan losses 13,000 (567,000) 142,000 137,000
Balance, End of Period 230,000 278,000 230,000 278,000
Residential Mortgages [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 2,627,000 2,441,000 2,463,000 1,576,000
Charge-offs (32,000) (74,000) (32,000) (74,000)
Recoveries 4,000 0 8,000 1,000
(Credit) provision for loan losses 51,000 (26,000) 211,000 838,000
Balance, End of Period 2,650,000 2,341,000 2,650,000 2,341,000
Home Equity [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 718,000 924,000 745,000 907,000
Charge-offs 0 0 0 0
Recoveries 18,000 1,000 45,000 2,000
(Credit) provision for loan losses 25,000 134,000 (29,000) 150,000
Balance, End of Period 761,000 1,059,000 761,000 1,059,000
Consumer [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 186,000 245,000 241,000 189,000
Charge-offs (2,000) (111,000) (4,000) (122,000)
Recoveries 7,000 10,000 13,000 49,000
(Credit) provision for loan losses (25,000) 103,000 (84,000) 131,000
Balance, End of Period 166,000 247,000 166,000 247,000
Unallocated [Member]
       
Allowance for loan losses [Abstract]        
Balance, Beginning of Period 1,573,000 1,464,000 2,326,000 2,638,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
(Credit) provision for loan losses (389,000) (104,000) (1,142,000) (1,278,000)
Balance, End of Period $ 1,184,000 $ 1,360,000 $ 1,184,000 $ 1,360,000