CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME
Loans and loan fees	$ 12,877	$ 11,082
U.S. Government agency obligations	628	333
Obligations of states and political subdivisions	1,505	1,500
Collateralized mortgage obligations	250	835
Mortgage-backed securities	501	365
Corporate bonds	90	117
Federal funds sold and interest-bearing deposits due from banks	46	173
Dividends	38	39
Total interest income	15,935	14,444
INTEREST EXPENSE
Saving, N.O.W. and money market deposits	292	286
Time certificates of $100,000 or more	234	300
Other time deposits	111	182
Total interest expense	637	768
Net interest income	15,298	13,676
Provision for loan losses	250	0
Net interest income after provision for loan losses	15,048	13,676
NON-INTEREST INCOME
Service charges on deposit accounts	1,003	924
Other service charges, commissions and fees	679	710
Fiduciary fees	279	273
Net gain on sale of securities available for sale	0	359
Net gain on sale of portfolio loans	0	442
Net gain on sale of mortgage loans originated for sale	93	526
Net gain on sale of branch building	642	0
Income from bank owned life insurance	354	0
Other operating income	42	83
Total non-interest income	3,092	3,317
OPERATING EXPENSES
Employee compensation and benefits	8,861	8,582
Occupancy expense	1,435	1,544
Equipment expense	449	572
Consulting and professional services	551	573
FDIC assessment	267	517
Data processing	573	467
Accounting and audit fees	108	21
Branch consolidation costs	(170)	0
Reserve and carrying costs related to Visa shares sold	59	0
Other operating expenses	1,176	1,525
Total operating expenses	13,309	13,801
Income before income tax expense	4,831	3,192
Income tax expense	1,111	483
NET INCOME	$ 3,720	$ 2,709
EARNINGS PER COMMON SHARE - BASIC (in dollars per shares)	$ 0.32	$ 0.23
EARNINGS PER COMMON SHARE - DILUTED (in dollars per shares)	$ 0.32	$ 0.23
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - BASIC (in shares)	11,573,014	11,566,347
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - DILUTED (in shares)	11,631,462	11,566,347