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SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) (USD $)
3 Months Ended 12 Months Ended
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]                      
Interest income $ 15,969,000 $ 14,705,000 $ 14,560,000 $ 14,444,000 $ 14,317,000 $ 15,041,000 $ 15,845,000 $ 15,244,000 $ 59,678,000 $ 60,447,000 $ 75,433,000
Interest expense 682,000 733,000 747,000 768,000 829,000 887,000 967,000 1,036,000 2,930,000 3,719,000 5,925,000
Net interest income 15,287,000 13,972,000 13,813,000 13,676,000 13,488,000 14,154,000 14,878,000 14,208,000 56,748,000 56,728,000 69,508,000
Provision (credit) for loan losses (1) 1,250,000 [1] 0 [1] 0 [1] 0 [1] (1,100,000) [1] 12,000,000 [1] (2,400,000) [1] 0 [1] 1,250,000 8,500,000 24,888,000
Net interest income after provision (credit) for loan losses 14,037,000 13,972,000 13,813,000 13,676,000 14,588,000 2,154,000 17,278,000 14,208,000 55,498,000 48,228,000 44,620,000
Non-interest income 7,139,000 [2] 6,587,000 [2] 2,464,000 [2] 3,317,000 [2] 4,344,000 [2] 1,881,000 [2] 2,401,000 [2] 2,255,000 [2] 19,507,000 10,881,000 10,121,000
Operating expenses 16,982,000 [3] 15,090,000 [3] 12,692,000 [3] 13,801,000 [3] 15,656,000 [3] 17,171,000 [3] 14,139,000 [3] 14,605,000 [3] 58,565,000 61,571,000 59,042,000
Income tax expense (benefit) 866,000 1,557,000 816,000 483,000 1,231,000 (3,975,000) 1,340,000 690,000 3,722,000 (714,000) (4,223,000)
NET INCOME (LOSS) 3,328,000 3,912,000 2,769,000 2,709,000 2,045,000 (9,161,000) 4,200,000 1,168,000 12,718,000 (1,748,000) (78,000)
Basic per-share data [Abstract]                      
Net income (loss) (in dollars per share) $ 0.29 $ 0.34 $ 0.24 $ 0.23 $ 0.18 $ (0.94) $ 0.43 $ 0.12 $ 1.10 $ (0.17) $ (0.01)
Net income (loss) per common share - diluted $ 0.29 $ 0.34 $ 0.24 $ 0.23 $ 0.18 $ (0.94) $ 0.43 $ 0.12 $ 1.10 $ (0.17) $ (0.01)
Cash dividends (in dollars per share) $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0      
Average shares outstanding (in shares)                 11,570,731 10,248,751 9,720,827
Impact of charge-offs 1,500,000               4,100,000 33,946,000 14,597,000
Sale of non-performing and classified loans 8,000,000                    
Gain on Visa shares sold 3,900,000 3,800,000             7,766,000 0 0
Branch consolidation costs 1,600,000 460,000             2,074,000 0 0
Reserve and carrying costs related to Visa shares sold $ 515,000 $ 474,000             $ 989,000 $ 0 $ 0
[1] 4th quarter 2013 amount reflects the impact of a charge-off of $1.5 million related to the sale of $8 million in non-performing and classified loans.
[2] 4th quarter 2013 and 3rd quarter 2013 amounts include gains on Visa shares sold of $3.9 million and $3.8 million, respectively.
[3] 4th quarter 2013 and 3rd quarter 2013 amounts include branch consolidation costs of $1.6 million and $460 thousand, respectively. Also included are reserve and carrying costs related to Visa shares sold totaling $515 thousand and $474 thousand for the 4th and 3rd quarter 2013, respectively.