SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
Dec. 31, 2013 Corporation	Dec. 31, 2012
Organization and Nature of Operations [Abstract]
Ownership percentage (in hundredths)	100.00%
Number of corporation used to acquire foreclosed real estate	2
Loans and Loan Interest Income Recognition [Abstract]
Maximum period for accrued interest for all class of loans	90 days
Allowance for Loan Losses [Abstract]
Threshold for non-accrual loans to be evaluated individually for impairment	$ 250,000
Transfers of Financial Instruments [Abstract]
Servicing loan portfolio	161,000,000	138,000,000
Mortgage servicing rights	2,000,000	2,000,000
Other Real Estate [Abstract]
Other Real Estate Owned ("OREO")	0	1,572,000
PREMISES AND EQUIPMENT [Abstract]
Impairment of long lived assets	0	0
Goodwill [Abstract]
Impairment of goodwill	0	0
Allowance for Contingent Liabilities [Abstract]
Allowance for contingent liabilities	$ 255,000	$ 255,000

Allowance for contingent liabilities as on reporting date.

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Minimum loan evaluated individually for impairment.

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Carrying amount (balance) as of the balance sheet date of an "Mortgage Servicing Rights" representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

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Number of corporation used to acquire foreclosed real estate.

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Period of past due for no longer accrue interest.

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Carrying amount (balance) as of the balance sheet date of an loan portfolio representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

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The charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.

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The percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting.

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Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.

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Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.

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